Brazos Transit District
Updated Filing received by DOL
Brazos Transit District, a transportation — truck & rail employer in Bryan, Texas, reported 100 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $681,546 in insurance premiums across 4 contracts and $56,228 in broker commissions and fees, 6.0% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on December 19, 2025, before the deadline.
Who was paid on Brazos Transit District's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Brazos Transit District filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Anco Insurance Managers Inc. · Bryan, TX | $40,893 | $0 | $40,893 | 1 |
| Anco Insurance Services of Bryan · Bryan, TX | $14,079 | $0 | $14,079 | 2 |
| HUB International · Bryan, TX | $666 | $251 | $917 | 1 |
| Centro Benefits Research LLC · Kirkwood, MO | $333 | $0 | $333 | 1 |
| Wealth Design Group, LLC · Houston, TX | $6 | $0 | $6 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Curative Insurance Companyhealth, prescription drug, PPO | 92 | $681,546 | $40,893 | 6.0% |
| Guardianvision | 78 | — | $1,256 | — |
| Dearborn Life Insurance Co.life, short-term disability, long-term disability | 91 | — | $10,314 | — |
| Blue Cross Blue Shield of Texasdental | 114 | — | $3,765 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Brazos Transit District compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $7,408 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Brazos Transit District Wrap Plan#501 · insurance, general assets | June 30, 2025 | December 19, 2025 | before deadline | 100 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Brazos Transit District pay in health insurance broker commissions in 2024?
Brazos Transit District's 2024 Form 5500 reports $56,228 in broker commissions and fees across 4 insurance contracts ($55,977 in commissions, $251 in fees), with Anco Insurance Managers Inc. receiving the largest share.
Is Brazos Transit District's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Curative Insurance Company.
How does Brazos Transit District's broker compensation compare with similar employers?
Brazos Transit District paid 6.0% of medical premium in commissions and fees. The median for employers with 100-199 participants is 4.2%, and the median in Texas is 5.6%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.