Guardian
Guardian appeared on 1,631 contracts at 1,540 employer health plans in plan year 2024 filings, with $5.4M in earned premium, ranking #190 of 1,452 carriers. Its medical contracts covered 3,129 people. Employers reported broker commissions and fees of $48M on those contracts, 894.8% of premium.
Coverage lines on its contracts: dental (1,158), life (1,152), vision (993), long-term disability (945), short-term disability (878), indemnity (96).
Where it writes the most
Medical premium by employer state.
Largest clients
Employer plans reporting the most premium with this carrier.
Filed under 6 spellings, including Guardian; Guardian Insurance; The Guardian; Guardian Insurance Company; The Guardian Insurance Company; Guardian Insurance Co.; this page adds them together.
Source: DOL Form 5500 Schedule A, plan year 2024; built October 24, 2026. One insurer's filed spellings (for example "Blue Cross Blue Shield", "BlueCross BlueShield" and "Blue Cross and Blue Shield" of the same state) are grouped on one page; different state plans stay separate.
How many employer health plans does Guardian insure?
Guardian was named on 1,631 insurance contracts at 1,540 employers with 100 or more participants in plan year 2024 filings, with $5,391,243 in earned premium and 3,129 people covered on medical contracts.
How much do brokers earn on Guardian contracts?
Employers reported $48,241,465 in broker commissions and fees on Guardian contracts, 894.8% of premium. The all-carrier median on fully insured medical plans is 3.8%.
Where is Guardian strongest?
By medical premium, its largest states are Ohio, California, Utah.