Bridger Orthopedics and Sports Medicine, P.C.
Updated Filing received by DOL
Bridger Orthopedics and Sports Medicine, P.C., a healthcare & social assistance employer in Bozeman, Montana, reported 138 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 2 insurance contracts with no premium reported and $17,274 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on November 10, 2025, before the deadline.
Who was paid on Bridger Orthopedics and Sports Medicine, P.C.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Bridger Orthopedics and Sports Medicine, P.C. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency | $10,941 | $0 | $10,941 | 2 |
| Tami LYNN Good · Carter, MT | $3,702 | $0 | $3,702 | 1 |
| Holly Kristine Hall · Hayden, ID | $1,650 | $0 | $1,650 | 1 |
| Vernon Lindstrand · Great Falls, MT | $608 | $0 | $608 | 1 |
| Jacqueline Suzanne Millam · Great Falls, MT | $300 | $0 | $300 | 1 |
| Jose Cruz Blanco · Morgan Hill, CA | $73 | $0 | $73 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Equitable Financial Life Insurance Company of Americadental, vision, life, short-term disability, long-term disability | 139 | — | $8,645 | — |
| Continental American Insurance Companycoverage not coded | 33 | — | $8,629 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Bridger Orthopedics and Sports Medicine, P.C. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 122 | 138 | +13.1% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $19,566 | $17,274 | −11.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Bridger Orthopedics and Sports Medicine, P.C. Welfare Benefit Plan#502 · insurance, general assets | April 30, 2025 | November 10, 2025 | before deadline | 138 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Bridger Orthopedics and Sports Medicine, P.C. pay in health insurance broker commissions in 2024?
Bridger Orthopedics and Sports Medicine, P.C.'s 2024 Form 5500 reports $17,274 in broker commissions and fees across 2 insurance contracts ($17,274 in commissions, $0 in fees), with Marsh McLennan Agency receiving the largest share.
Is Bridger Orthopedics and Sports Medicine, P.C.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself).
How does Bridger Orthopedics and Sports Medicine, P.C.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Bridger Orthopedics and Sports Medicine, P.C. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.