Bright Horizons Children's Centers LLC
Updated Filing received by DOL a plan year 2025 filing was received July 9, 2026 for 1 of this employer's 2 plans; this record moves to 2025 when all have arrived
Bright Horizons Children's Centers LLC, a healthcare & social assistance employer in Newton, Massachusetts, reported 12,736 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $1.2M in insurance premiums across 10 contracts and $39,429 in broker commissions and fees, 0.0% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 22, 2025, before the deadline.
Who was paid on Bright Horizons Children's Centers LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Bright Horizons Children's Centers LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $122 | $39,307 | $39,429 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Vision Service Planvision | 7,044 | $965,579 | — | — |
| Blue Cross and Blue Shield of Alabamahealth, dental, prescription drug, PPO | 56 | $114,959 | — | — |
| Triple S Salud, Inc.health, prescription drug, PPO | 13 | $87,589 | — | — |
| Blue Cross and Blue Shield of Alabamadental | 56 | $6,402 | — | — |
| Aetna Life Insurance Companydental | 3,756 | — | — | — |
| Kaiser Foundation Health Plan, Inc.HMO | 51 | — | — | — |
| Kaiser Foundation Health Plan, Inc.HMO | 17 | — | — | — |
| Hartford Life and Accidentlife, short-term disability, long-term disability | 12,913 | — | $38,392 | — |
| Hartford Life and Accidentcoverage not coded | 12,913 | — | $1,037 | — |
| Aetna Health, Inc.health, HMO | 1,410 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Bright Horizons Children's Centers LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $2,935 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 11,261 | 12,736 | +13.1% |
| Premiums filed | $1,108,336 | $1,174,529 | +6.0% |
| Broker commissions + fees | $40,649 | $39,429 | −3.0% |
| Commission rate | 0.0% | 0.0% | +0.0 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Bright Horizons Childrens Centers, LLC Welfare Wrap Plan#501 · insurance, general assets | December 31, 2024 | July 22, 2025 | before deadline | 12,736 |
| The Contractors Plan Trust Health Reimbursement Arrangement#504 · trust | December 31, 2024 | October 15, 2025 | within extension | 117 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Bright Horizons Children's Centers LLC pay in health insurance broker commissions in 2024?
Bright Horizons Children's Centers LLC's 2024 Form 5500 reports $39,429 in broker commissions and fees across 10 insurance contracts ($122 in commissions, $39,307 in fees), with Mercer receiving the largest share.
Is Bright Horizons Children's Centers LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross and Blue Shield of Alabama, Triple S Salud, Inc., Aetna Health, Inc..
How does Bright Horizons Children's Centers LLC's broker compensation compare with similar employers?
Bright Horizons Children's Centers LLC paid 0.0% of medical premium in commissions and fees. The median for employers with 5,000+ participants is 4.8%, and the median in Massachusetts is 2.5%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.