BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Brookdale Senior Living Inc.

Healthcare & social assistance · Brentwood, Tennessee · EIN ending 8069

Updated Filing received by DOL a plan year 2025 filing was received June 22, 2026 for 1 of this employer's 2 plans; this record moves to 2025 when all have arrived

Brookdale Senior Living Inc., a healthcare & social assistance employer in Brentwood, Tennessee, reported 37,307 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 17 insurance contracts with no premium reported and $1.6M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 1, 2025, within the extension window.

Participants
37,307
+0.3% vs 2023
Premiums filed
none
premium not reported on 3 medical contracts
Broker commissions + fees
$1.6M
+92.2% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Brookdale Senior Living Inc.'s plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Brookdale Senior Living Inc. filed for 2024.

Broker or agentCommissionsFeesTotalContracts
Benefitstore Inc · Charleston, SC$539,444$143,943$683,3876
Christopher Schott · Alpharetta, GA$485,264$31,485$516,7497
James R Nelligan & Associates LLC · Wall, NJ$149,242$141,641$290,8837
Hooray Health LLC · Dallas, TX$43,467$0$43,4672
Eob Consulting LLC · Alpharetta, GA$15,451$0$15,4512
Benefitfocus · Dallas, TX$0$2,804$2,8041
Nelligan · Wall, NJ$0$868$8681

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Metropolitan Life Insurance Companycoverage not coded16———
Ameritasdental, vision264—$24,240—
Metropolitan Life Insurance Companyshort-term disability15,647—$392,768—
Metropolitan Life Insurance Companylife20,000———
Metlife Legal Planscoverage not coded835—$21,119—
Vision Service Planvision9,823———
Zurich American Insurance Companyhealth194—$34,678—
Metropolitan Life Insurance Companyhealth5,814—$219,094—
Metropolitan Life Insurance Companyhealth6,306—$179,313—
Compsych Corporationcoverage not coded36,148———
Metropolitan Life Insurance Companylife27,137—$224,307—
Metropolitan Life Insurance Companylong-term disability1,032—$23,284—
Metropolitan Life Insurance Companycoverage not coded4,454—$342,471—
Hartford Life and Accidentlong-term disability3,165———
Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO107———
Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO97———
Metropolitan Life Insurance Companylong-term disability2,041—$92,335—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Brookdale Senior Living Inc. compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Brookdale Senior Living Inc.
$1.6M
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$1.9M$0Premiums$808,388$1.6MBroker pay20232024
Brookdale Senior Living Inc.: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants37,19437,307+0.3%
Premiums filed$1,891,380$0not comparable
Broker commissions + fees$808,388$1,553,609+92.2%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Brookdale Senior Living, Inc. Welfare Plan#501 · insurance, general assetsDecember 31, 2024October 1, 2025within extension37,307
Brookdale Senior Living Inc. Texas Injury Plan#599 · general assetsDecember 31, 2024May 13, 2025before deadline4,706

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Brookdale Senior Living Inc. pay in health insurance broker commissions in 2024?

Brookdale Senior Living Inc.'s 2024 Form 5500 reports $1,553,609 in broker commissions and fees across 17 insurance contracts ($1,232,868 in commissions, $320,741 in fees), with Benefitstore Inc receiving the largest share.

Is Brookdale Senior Living Inc.'s health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Zurich American Insurance Company, Metropolitan Life Insurance Company, Kaiser Foundation Health Plan, Inc..

How does Brookdale Senior Living Inc.'s broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Brookdale Senior Living Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.