Campagna-Turano Bakery, Inc.
Updated Filing received by DOL
Campagna-Turano Bakery, Inc., a manufacturing — food & textile employer in Berwyn, Illinois, reported 2,163 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $14M in insurance premiums across 3 contracts and $81,577 in broker commissions and fees, 0.4% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 15, 2025, within the extension window.
Who was paid on Campagna-Turano Bakery, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Campagna-Turano Bakery, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · Saddle Brook, NJ | $11,768 | $69,809 | $81,577 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross Blue Shield of Illinoishealth, dental | 2,064 | $14M | $62,905 | 0.4% |
| Unum Life Insurancelife, short-term disability, long-term disability | 2,375 | — | $17,279 | — |
| Unum Life Insurancelife, short-term disability | 29 | — | $1,393 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Campagna-Turano Bakery, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $6,933 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 2,103 | 2,163 | +2.9% |
| Premiums filed | $14,002,364 | $14,309,975 | +2.2% |
| Broker commissions + fees | $82,645 | $81,577 | −1.3% |
| Commission rate | 0.5% | 0.4% | −0.0 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Campagna-Turano Bakery Employee Benefit Plan#501 · insurance, general assets, trust | December 31, 2024 | October 15, 2025 | within extension | 2,163 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Campagna-Turano Bakery, Inc. pay in health insurance broker commissions in 2024?
Campagna-Turano Bakery, Inc.'s 2024 Form 5500 reports $81,577 in broker commissions and fees across 3 insurance contracts ($11,768 in commissions, $69,809 in fees), with Marsh McLennan Agency receiving the largest share.
Is Campagna-Turano Bakery, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross Blue Shield of Illinois.
How does Campagna-Turano Bakery, Inc.'s broker compensation compare with similar employers?
Campagna-Turano Bakery, Inc. paid 0.4% of medical premium in commissions and fees. The median for employers with 1,000-4,999 participants is 2.0%, and the median in Illinois is 1.5%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.