Cantor Fitzgerald, L.P.
Updated Filing received by DOL
Cantor Fitzgerald, L.P., a finance & insurance employer in New York, New York, reported 1,773 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $237,605 in insurance premiums across 14 contracts and $728,107 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on August 31, 2026, within the extension window.
Who was paid on Cantor Fitzgerald, L.P.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Cantor Fitzgerald, L.P. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Acrisure · Fairfield, NJ | $316,173 | $123,498 | $439,671 | 12 |
| Emerson Rogers LLC · Elmwood Park, NJ | $0 | $276,382 | $276,382 | 12 |
| HUB International · Melville, NY | $10,843 | $1,211 | $12,054 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Vision Service Planvision | 1,438 | $237,605 | $7,816 | 3.3% |
| Lincoln Life & Annuity Company of New Yorkcoverage not coded | 342 | — | $13,024 | — |
| Aetna Life Insurance Co.dental | 26 | — | $163 | — |
| Aetna Life Insurance Co.dental | 17 | — | $77 | — |
| Aetna Life Insurance Co.dental | 459 | — | $3,245 | — |
| Cigna Health and Life Insurance Companyhealth | 12 | — | $16,485 | — |
| Lincoln Life & Annuity Company of New Yorkcoverage not coded | 289 | — | $20,788 | — |
| Health Advocate Solutions Inc.coverage not coded | 2,180 | — | — | — |
| Hawaii Medical Service Associationhealth, prescription drug, HMO | 2 | — | — | — |
| Lincoln Life & Annuity Company of New Yorkcoverage not coded | 217 | — | $15,169 | — |
| Metropolitan Property and Casualty Insurance Co.coverage not coded | 560 | — | $11,575 | — |
| Lincoln Life & Annuity Company of New Yorklife | 2,354 | — | $254,641 | — |
| Lincoln Life & Annuity Company of New Yorklong-term disability | 1,161 | — | $384,537 | — |
| Lincoln Life & Annuity Company of New Yorkshort-term disability | 169 | — | $587 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Cantor Fitzgerald, L.P. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 1,641 | 1,773 | +8.0% |
| Premiums filed | $235,272 | $237,605 | not comparable |
| Broker commissions + fees | $678,575 | $728,107 | +7.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Cantor Fitzgerald, L. P. Health and Welfare Plan#502 · insurance, general assets | December 31, 2025 | August 31, 2026 | within extension | 1,773 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Cantor Fitzgerald, L.P. pay in health insurance broker commissions in 2025?
Cantor Fitzgerald, L.P.'s 2025 Form 5500 reports $728,107 in broker commissions and fees across 14 insurance contracts ($327,016 in commissions, $401,091 in fees), with Acrisure receiving the largest share.
Is Cantor Fitzgerald, L.P.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company, Hawaii Medical Service Association.
How does Cantor Fitzgerald, L.P.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Cantor Fitzgerald, L.P. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.