CCL Industries Corporation
Updated Filing received by DOL
CCL Industries Corporation, a manufacturing — chemical, wood, plastics employer in Framingham, Massachusetts, reported 4,795 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $957,349 in insurance premiums across 7 contracts and $386,250 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 23, 2026, before the deadline.
Who was paid on CCL Industries Corporation's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract CCL Industries Corporation filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Hilb Group of New England · Cranston, RI | $301,490 | $31,563 | $333,053 | 4 |
| Ikon Insurance, Inc. · San Juan, PR | $53,197 | $0 | $53,197 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| MCS Life Insurance Companyhealth, dental, life, prescription drug, PPO | 173 | $957,349 | $47,389 | 5.0% |
| Kaiser Foundation Health Plan Inc.health, HMO | 495 | — | $87,610 | — |
| Delta Dental of Puerto Rico, Inc.dental | 178 | — | $5,808 | — |
| Compsych Corporationcoverage not coded | 4,372 | — | — | — |
| Vision Service Planvision | 3,058 | — | — | — |
| Hartford Life and Accidentlong-term disability | 4,398 | — | $62,728 | — |
| Guardianlife | 4,532 | — | $182,715 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How CCL Industries Corporation compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $5,534 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 4,589 | 4,795 | +4.5% |
| Premiums filed | $742,283 | $957,349 | not comparable |
| Broker commissions + fees | $443,208 | $386,250 | −12.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| CCL Industries Corporation Group Health Plan#501 · insurance, general assets | December 31, 2025 | July 23, 2026 | before deadline | 4,795 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did CCL Industries Corporation pay in health insurance broker commissions in 2025?
CCL Industries Corporation's 2025 Form 5500 reports $386,250 in broker commissions and fees across 7 insurance contracts ($354,687 in commissions, $31,563 in fees), with Hilb Group of New England receiving the largest share.
Is CCL Industries Corporation's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by MCS Life Insurance Company, Kaiser Foundation Health Plan Inc..
How does CCL Industries Corporation's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for CCL Industries Corporation because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.