Central City Concern
Updated Filing received by DOL
Central City Concern, a healthcare & social assistance employer in Portland, Oregon, reported 1,313 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 5 insurance contracts with no premium reported and $254,152 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on January 22, 2026, before the deadline.
Who was paid on Central City Concern's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Central City Concern filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| USI Insurance Services · Seattle, WA | $254,011 | $141 | $254,152 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Kaiser Foundation Health Plan of the Northwesthealth, vision, prescription drug, HMO, PPO | 1,170 | — | $114,893 | — |
| Compsychcoverage not coded | 1,385 | — | — | — |
| Oregon Dental Service dba Delta Dental Plan of Oregondental | 1,277 | — | $8,003 | — |
| Lincoln National Life Insurance Companylife, short-term disability, long-term disability | 1,115 | — | $110,736 | — |
| The Lincoln National Life Insurance Companycoverage not coded | 448 | — | $20,520 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Central City Concern compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 1,108 | 1,313 | +18.5% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $285,010 | $254,152 | −10.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Central City Concern Health Benefit Plan#502 · insurance, general assets | June 30, 2025 | January 22, 2026 | before deadline | 1,313 |
| Central City Concern Group Insurance Plan#501 · insurance | June 30, 2025 | January 22, 2026 | before deadline | 1,058 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Central City Concern pay in health insurance broker commissions in 2024?
Central City Concern's 2024 Form 5500 reports $254,152 in broker commissions and fees across 5 insurance contracts ($254,011 in commissions, $141 in fees), with USI Insurance Services receiving the largest share.
Is Central City Concern's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan of the Northwest.
How does Central City Concern's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Central City Concern because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.