Cerberus Capital Management LP
Updated Filing received by DOL
Cerberus Capital Management LP, a finance & insurance employer in New York, New York, reported 588 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 15 insurance contracts with no premium reported and $50,956 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 30, 2026, before the deadline.
Who was paid on Cerberus Capital Management LP's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Cerberus Capital Management LP filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Aon · Chicago, IL | $28,066 | $0 | $28,066 | 2 |
| Alliant Insurance Services · San Diego, CA | $11,468 | $6,893 | $18,361 | 10 |
| A Secure You Inc · East Amherst, NY | $2,826 | $0 | $2,826 | 1 |
| Reuben Warner Associates, Inc. · Staten Island, NY | $1,446 | $0 | $1,446 | 1 |
| Premier Consulting Partners LLC · Melville, NY | $257 | $0 | $257 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of New Yorkdental | 1,420 | — | — | — |
| Fidelity Security Life Insurance Company of New Yorkvision | 103 | — | $260 | — |
| Fidelity Security Life Insurance Company of New Yorkvision | 3 | — | $11 | — |
| Fidelity Security Life Insurance Company of New Yorkvision | 1,287 | — | $4,344 | — |
| Ace American Insurance Companycoverage not coded | 555 | — | $2,531 | — |
| First Unum Life Insurance Companycoverage not coded | 204 | — | $2,035 | — |
| Unitedhealthcare Insurance Companyhealth | 1,244 | — | — | — |
| First Unum Life Insurance Companylife, long-term disability | 562 | — | $3,974 | — |
| Pre-Paid Legal Services Inc dba Legalshieldcoverage not coded | 162 | — | $6,864 | — |
| Provident Life and Casualty Insurance Companycoverage not coded | — | — | $812 | — |
| Provident Life and Casualty Insurance Companycoverage not coded | 39 | — | $1,055 | — |
| Provident Life and Casualty Insurance Companycoverage not coded | 76 | — | $1,004 | — |
| Four Ever Life Ins Cohealth, dental, vision | 54 | — | $27,986 | — |
| Headspace, Inc.coverage not coded | 826 | — | — | — |
| Delaware American Life Insurance Companylife | 15 | — | $80 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Cerberus Capital Management LP compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 651 | 588 | −9.7% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $69,917 | $50,956 | −27.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Cerberus Capital Management LP Health & Welfare Benefits Plan#501 · insurance, general assets | December 31, 2025 | July 30, 2026 | before deadline | 588 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Cerberus Capital Management LP pay in health insurance broker commissions in 2025?
Cerberus Capital Management LP's 2025 Form 5500 reports $50,956 in broker commissions and fees across 15 insurance contracts ($44,063 in commissions, $6,893 in fees), with Aon receiving the largest share.
Is Cerberus Capital Management LP's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unitedhealthcare Insurance Company, Four Ever Life Ins Co.
How does Cerberus Capital Management LP's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Cerberus Capital Management LP because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.