Chamberhealth Consortium of Minnesota
Updated Filing received by DOL
Chamberhealth Consortium of Minnesota, a finance & insurance employer in ST. Paul, Minnesota, reported 132 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 1 insurance contract with no premium reported and $108,985 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 15, 2025, within the extension window.
Who was paid on Chamberhealth Consortium of Minnesota's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Chamberhealth Consortium of Minnesota filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Gallagher · Chicago, IL | $35,940 | $557 | $36,497 | 3 |
| Armbruster- Lori M Lance · Oakdale, MN | $17,370 | $661 | $18,031 | 1 |
| Flagship Ins- Jennifer S Stratton · Winstead, MN | $9,492 | $161 | $9,653 | 1 |
| Digital Ins- Albert J Holfstede · Atlanta, GA | $8,008 | $0 | $8,008 | 1 |
| North Risk- Michael C Reishus · Saint Paul, MN | $6,524 | $104 | $6,628 | 1 |
| Bennie Ins- Gregory M Autuori · Stamford, CT | $5,992 | $121 | $6,113 | 1 |
| Brown & Brown · Minneapolis, MN | $5,852 | $0 | $5,852 | 1 |
| Zimny Ins- Christina M Mohr · Alexandria, MN | $5,124 | $0 | $5,124 | 1 |
| Christensen Group- James M Latour · Eden Prairie, MN | $3,920 | $63 | $3,983 | 1 |
| Superior Benefit- Anthony Cleveland · Bloomington, MN | $3,024 | $52 | $3,076 | 1 |
| Emex Benefit- Cory D Wiest · Saint Michael, MN | $2,016 | $0 | $2,016 | 1 |
| Victory Ins- Kurt C Foster · Elk River, MN | $1,736 | $35 | $1,771 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Medica Insurance Companyhealth | 326 | — | $108,985 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Chamberhealth Consortium of Minnesota compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Chamberhealth Plan#501 · insurance, trust | December 31, 2024 | October 15, 2025 | within extension | 132 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Chamberhealth Consortium of Minnesota pay in health insurance broker commissions in 2024?
Chamberhealth Consortium of Minnesota's 2024 Form 5500 reports $108,985 in broker commissions and fees across 1 insurance contracts ($107,214 in commissions, $1,771 in fees), with Gallagher receiving the largest share.
Is Chamberhealth Consortium of Minnesota's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Medica Insurance Company.
How does Chamberhealth Consortium of Minnesota's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Chamberhealth Consortium of Minnesota because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.