Champion Residential Services LLC Fna Morris-Jenkins
Updated Filing received by DOL
Champion Residential Services LLC Fna Morris-Jenkins, a construction employer in Charlotte, North Carolina, reported 588 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $3.9M in insurance premiums across 4 contracts and $213,411 in broker commissions and fees, 1.7% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on May 15, 2026, before the deadline.
Who was paid on Champion Residential Services LLC Fna Morris-Jenkins's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Champion Residential Services LLC Fna Morris-Jenkins filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · Charlotte, NC | $139,692 | $39,847 | $179,539 | 8 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Companyhealth, dental | 567 | $3.9M | $67,207 | 1.7% |
| Ameritas Life Insurance Groupvision | 761 | — | $9,000 | — |
| American Heritage Life Insurance Companycoverage not coded | 163 | — | $12,651 | — |
| Principal Life Insurance Companylife, short-term disability, long-term disability | 849 | — | $124,553 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Champion Residential Services LLC Fna Morris-Jenkins compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $6,815 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 589 | 588 | −0.2% |
| Premiums filed | $3,920,701 | $3,863,882 | −1.4% |
| Broker commissions + fees | $206,777 | $213,411 | +3.2% |
| Commission rate | 1.8% | 1.7% | −0.0 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Morris-Jenkins Company Health and Welfare Plan#501 · insurance, general assets | October 31, 2025 | May 15, 2026 | before deadline | 588 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Champion Residential Services LLC Fna Morris-Jenkins pay in health insurance broker commissions in 2024?
Champion Residential Services LLC Fna Morris-Jenkins's 2024 Form 5500 reports $213,411 in broker commissions and fees across 4 insurance contracts ($146,565 in commissions, $66,846 in fees), with Marsh McLennan Agency receiving the largest share.
Is Champion Residential Services LLC Fna Morris-Jenkins's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company.
How does Champion Residential Services LLC Fna Morris-Jenkins's broker compensation compare with similar employers?
Champion Residential Services LLC Fna Morris-Jenkins paid 1.7% of medical premium in commissions and fees. The median for employers with 500-999 participants is 2.7%, and the median in North Carolina is 4.5%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.