Christ's Home
Updated Filing received by DOL
Christ's Home, a healthcare & social assistance employer in Wareminster, Pennsylvania, reported 109 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 11 insurance contracts with no premium reported and $69,958 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on June 17, 2026, 94 days after the extended deadline.
Who was paid on Christ's Home's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Christ's Home filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Flexible Benefits Plans LLC | $33,271 | $3,609 | $36,880 | 3 |
| Marsh McLennan Agency | $13,224 | $4,102 | $17,326 | 4 |
| Kistler Tiffany Benefits | $11,196 | $434 | $11,630 | 4 |
| Centerstone Ins and Financial SVCS | $387 | $2,798 | $3,185 | 4 |
| Allied Administrators Inc | $709 | $228 | $937 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| United of Omahalong-term disability | 113 | — | $7,323 | — |
| United of Omahalife | 113 | — | $8,557 | — |
| Independence Blue Cross-Keystonehealth | 56 | — | $33,260 | — |
| Independence Blue Cross - PPOhealth, PPO | 24 | — | $14,228 | — |
| Independence Blue Cross - Drugprescription drug | 24 | — | $949 | — |
| United Concordiadental | 22 | — | $460 | — |
| Independence Blue Cross - Visionvision · amount flagged as implausible, excluded | 24 | — | — | — |
| United of Omahashort-term disability | 43 | — | $2,985 | — |
| United of Omahalife | 57 | — | $1,259 | — |
| Delta Dental of Pennsylvaniadental | 134 | — | $473 | — |
| Delta Dental of Pennsylvaniadental | 42 | — | $464 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Christ's Home compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 103 | 109 | +5.8% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $12,849 | $69,958 | +444.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Christ's Home Healthcare Welfare Plan#501 · filed under DFVCP · insurance | May 31, 2025 | June 17, 2026 | 94 days late | 109 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Christ's Home pay in health insurance broker commissions in 2024?
Christ's Home's 2024 Form 5500 reports $69,958 in broker commissions and fees across 11 insurance contracts ($58,787 in commissions, $11,171 in fees), with Flexible Benefits Plans LLC receiving the largest share.
Is Christ's Home's health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Independence Blue Cross-Keystone, Independence Blue Cross - PPO.
How does Christ's Home's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Christ's Home because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.