Chubb Ina Holdings Inc Formerly Ace Ina Holdings Inc.
Updated Filing received by DOL
Chubb Ina Holdings Inc Formerly Ace Ina Holdings Inc., a finance & insurance employer in Philadelphia, Pennsylvania, reported 20,811 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $605,856 in insurance premiums across 15 contracts and $2.0M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 13, 2025, within the extension window.
Who was paid on Chubb Ina Holdings Inc Formerly Ace Ina Holdings Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Chubb Ina Holdings Inc Formerly Ace Ina Holdings Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $862,518 | $7,426 | $869,944 | 10 |
| Lockton · Dallas, TX | $513,268 | $0 | $513,268 | 1 |
| Eoi Service Company LLC · Santa Ana, CA | $314,492 | $0 | $314,492 | 1 |
| Marsh McLennan Agency · King of Prussia, PA | $138,938 | $39,082 | $178,020 | 4 |
| HUB International · Riverside, CA | $95,663 | $27,781 | $123,444 | 2 |
| Fulcro Insurance Inc | $32,989 | $0 | $32,989 | 1 |
| Bswift LLC · Chicago, IL | $0 | $9,191 | $9,191 | 1 |
| Img · Indianapolis, IN | $0 | $3,353 | $3,353 | 1 |
| Caparra Office Center, Suite 200 | $0 | $2,999 | $2,999 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| MCS Life Insurance Companyhealth, dental, vision, life, prescription drug, PPO | 90 | $605,856 | $35,988 | 5.9% |
| Unitedhealthcare Insurance Companyhealth | 207 | — | $123,444 | — |
| Aetna Life Insurance Codental | 4,256 | — | $13,886 | — |
| Life Insurance Company of North Americashort-term disability | 3 | — | $33 | — |
| Life Insurance Company of North Americashort-term disability | 2,889 | — | $26,765 | — |
| Prudential Insurance Company of Americalife | 34,775 | — | $516,621 | — |
| New York Life Group Insurance Company of New Yorkshort-term disability | 1,143 | — | $21,837 | — |
| Metlife Legal Planscoverage not coded | 2,074 | — | $57,215 | — |
| Kaiser Foundation Health Plan, Inc.health | 141 | — | $23,173 | — |
| Kaiser Foundation Health Plan, Inc.health | 3 | — | $1,279 | — |
| Life Insurance Company of North Americalong-term disability | 15,719 | — | $129,385 | — |
| Combined Insurance Company of Americavision | 22,156 | — | $150,646 | — |
| Combined Insurancecoverage not coded | 646 | — | $353,501 | — |
| Combined Insuranceindemnity | 15,225 | — | $562,509 | — |
| Kaiser Foundation Health Plan, Inc.health | 164 | — | $31,418 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Chubb Ina Holdings Inc Formerly Ace Ina Holdings Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $6,732 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 21,258 | 20,811 | −2.1% |
| Premiums filed | $538,950 | $605,856 | not comparable |
| Broker commissions + fees | $1,964,058 | $2,047,700 | +4.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Chubb US Benefits Program#501 · insurance, general assets | December 31, 2024 | October 13, 2025 | within extension | 20,811 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Chubb Ina Holdings Inc Formerly Ace Ina Holdings Inc. pay in health insurance broker commissions in 2024?
Chubb Ina Holdings Inc Formerly Ace Ina Holdings Inc.'s 2024 Form 5500 reports $2,047,700 in broker commissions and fees across 15 insurance contracts ($1,957,868 in commissions, $89,832 in fees), with Mercer receiving the largest share.
Is Chubb Ina Holdings Inc Formerly Ace Ina Holdings Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by MCS Life Insurance Company, Unitedhealthcare Insurance Company, Kaiser Foundation Health Plan, Inc..
How does Chubb Ina Holdings Inc Formerly Ace Ina Holdings Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Chubb Ina Holdings Inc Formerly Ace Ina Holdings Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.