Citizens Medical Center, Inc.
Updated Filing received by DOL
Citizens Medical Center, Inc., a healthcare & social assistance employer in Colby, Kansas, reported 361 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $292,604 in insurance premiums across 6 contracts and $84,484 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Bluecross Blueshield of South Carolina). The Department of Labor received an amended filing on June 25, 2026; the original filing date is not in the public dataset.
Who was paid on Citizens Medical Center, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Citizens Medical Center, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Hays Companies · Minneapolis, MN | $49,389 | $21,497 | $70,886 | 1 |
| Brown & Brown · Daytona Beach, FL | $7,597 | $0 | $7,597 | 2 |
| Lockton · Kansas City, MO | $3,591 | $2,183 | $5,774 | 1 |
| Vha Mid-America Ins. Services LLC · Dallas, TX | $227 | $0 | $227 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Standard Insurance Companylife, short-term disability, long-term disability | 402 | $292,604 | $70,886 | 24.2% |
| Bluecross Blueshield of South Carolinastop-loss | 356 | — | — | — |
| VCP Services, Inc.vision | 600 | — | $7,064 | — |
| New York Lifecoverage not coded | 356 | — | — | — |
| Provident Life and Accident Insurance Companycoverage not coded | 15 | — | $6,534 | — |
| Curalinccoverage not coded | 356 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Citizens Medical Center, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 343 | 361 | +5.2% |
| Premiums filed | $0 | $292,604 | — |
| Broker commissions + fees | $50,420 | $84,484 | +67.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Citizens Medical Center, Inc. Welfare Employee Benefit Plan#501 · amended · insurance, general assets, trust | December 31, 2024 | June 25, 2026 | amended filing; original date not in data | 361 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Citizens Medical Center, Inc. pay in health insurance broker commissions in 2024?
Citizens Medical Center, Inc.'s 2024 Form 5500 reports $84,484 in broker commissions and fees across 6 insurance contracts ($60,804 in commissions, $23,680 in fees), with Hays Companies receiving the largest share.
Is Citizens Medical Center, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Bluecross Blueshield of South Carolina).
How does Citizens Medical Center, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Citizens Medical Center, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.