City Facilities Management LLC
Updated Filing received by DOL
City Facilities Management LLC, an other services employer in Jacksonville, Florida, reported 588 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 14 insurance contracts with no premium reported and $159,528 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on June 18, 2026, before the deadline.
Who was paid on City Facilities Management LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract City Facilities Management LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| MFB Financial Inc · ST Augustine, FL | $120,408 | $16,144 | $136,552 | 8 |
| MFB Financial dba the Bailey Group · ST Augustine, FL | $14,580 | $1,095 | $15,675 | 8 |
| NFP · West Lake Hills, TX | $0 | $6,561 | $6,561 | 6 |
| Don R Wilson · Livingston, TX | $636 | $0 | $636 | 3 |
| Matt Casto · Grand Rapids, MI | $77 | $0 | $77 | 2 |
| Charles B. Zitsman · ST. Augustine, FL | $27 | $0 | $27 | 1 |
| Optavise, LLC · Birmingham, AL | $0 | $0 | $0 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Where Part I rows added up to more than the contract's Schedule A total, they were scaled down to that total. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Pre-Paid Legal Services Inc dba Legalshieldcoverage not coded | 4 | — | $68 | — |
| Pre-Paid Legal Services Inc dba Legalshieldcoverage not coded | 11 | — | $336 | — |
| Pre-Paid Legal Services Inc dba Legalshieldcoverage not coded | 14 | — | $185 | — |
| United of Omaha Life Insurance Companylong-term disability | 184 | — | $20,198 | — |
| United of Omaha Life Insurance Companylife | 489 | — | $20,148 | — |
| United of Omaha Life Insurance Companyshort-term disability | 163 | — | $13,655 | — |
| United of Omaha Life Insurance Companyshort-term disability | 184 | — | $13,390 | — |
| United of Omaha Life Insurance Companylong-term disability | 85 | — | $11,946 | — |
| United of Omaha Life Insurance Companylife | 110 | — | $11,973 | — |
| Unitedhealthcare Insurance Companydental, vision | 1,233 | — | $47,512 | — |
| Unum Insurance Companycoverage not coded | 98 | — | $6,903 | — |
| Unum Insurance Companycoverage not coded | 129 | — | $11,895 | — |
| Unum Insurance Companycoverage not coded | 182 | — | $619 | — |
| Pre-Paid Legal Services Inc. dba Legalshieldcoverage not coded | 18 | — | $700 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How City Facilities Management LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 649 | 588 | −9.4% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $145,387 | $159,528 | +9.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| City Facilities Management Health and Welfare#501 · insurance, general assets | December 31, 2025 | June 18, 2026 | before deadline | 588 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did City Facilities Management LLC pay in health insurance broker commissions in 2025?
City Facilities Management LLC's 2025 Form 5500 reports $159,528 in broker commissions and fees across 14 insurance contracts ($135,608 in commissions, $23,920 in fees), with MFB Financial Inc receiving the largest share.
Is City Facilities Management LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself).
How does City Facilities Management LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for City Facilities Management LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.