Benefits broker · Plan year 2024 · Form 5500 Schedule A

MFB Financial Inc

ST. Augustine, FL

MFB Financial Inc collected $3.8M in commissions and fees from 49 employer health plans in plan year 2024 filings, ranking #134 among 12,126 brokers named in the public record. Most of its named clients are in Florida.

Commissions + fees

$3.8M

$2.7M commissions · $1.1M fees

Employer plans

144 contracts

Rank

#134

top 1% of 12,126 brokers

Median rate

n/a

fewer than 10 insured medical plans

Largest clients

Employers whose filings reported the most compensation to this broker.

Employer	Paid to broker	Participants
Coastal Cloud · Florida	$576,759	450
Vacation Rental Pros Property Management LLC · Florida	$245,663	576
Bozard Ford Company · Florida	$240,701	336
Gate Petroleum Company · Florida	$229,032	1,792
Ces Power LLC · Florida	$223,737	318
Rulon Company · Florida	$203,396	210
Alivia Care, Inc · Florida	$201,707	1,180
First Coast Security Solutions · Florida	$171,452	228
YMCA of Floridas First Coast · Florida	$121,561	199
City Facilities Management LLC · Florida	$121,479	649
Airpro Diagnostics · Florida	$111,128	278
Family Support Services of North Florida, Inc · Florida	$105,592	538
Life Care Pastoral Services Inc · Florida	$98,541	243
Vesta Property Services, Inc. · Florida	$97,782	590
Im Sulzbacher Center · Florida	$95,553	125
Eisman and Russo, Inc · Florida	$94,896	151
The Arc of the ST. Johns, Inc. · Florida	$87,586	244
Ameris Bank · Georgia	$83,098	2,729
Boys & Girls Clubs of Northeast Florida · Florida	$66,048	100
Hagan Ace Hardware of Blanding · Florida	$65,901	284
Total Military Management, Inc. · Florida	$57,784	270
Pace Center for Girls, Inc. · Florida	$38,653	500
EPIC Community Services, Inc. dba EPIC Behavioral Healthcare · Florida	$37,344	123
Jewish Family & Community Services, Inc. · Florida	$37,265	190
Starting Point Behavioral Healthcare · Florida	$36,647	113

Source: DOL Form 5500 Schedule A Part I, plan year 2024, grouped by broker name as filed. Dataset built October 24, 2026.

Where its clients are

Employer plans naming this broker, by employer state.

Florida

47 plans

Georgia

1 plans

Massachusetts

1 plans

How much does MFB Financial Inc earn from employer health plans?

In plan year 2024 filings, employers reported paying MFB Financial Inc $3,800,753: $2,698,585 in commissions and $1,102,168 in fees, across 144 insurance contracts at 49 employers. That ranks #134 of 12,126 brokers in the public record.

What commission rate is paid on plans MFB Financial Inc brokers?

Not enough fully insured medical plans name MFB Financial Inc as the sole broker to compute a stable rate. The national median is 3.8% of premium.

Which employers use MFB Financial Inc?

The largest reported payers in 2024 were Coastal Cloud, Vacation Rental Pros Property Management LLC, Bozard Ford Company. Florida is its biggest state by employer count (47 plans).

Amounts are what employers reported on their own filings. They do not include compensation from carriers that is not tied to a specific contract, and names are grouped exactly as filed, so related entities can appear separately. How this record is built.