Cleanslate Centers, Inc.
Updated Filing received by DOL
Cleanslate Centers, Inc., a healthcare & social assistance employer in Brentwood, Tennessee, reported 483 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $5.4M in insurance premiums across 10 contracts and $565,088 in broker commissions and fees, 0.3% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 10, 2026, 238 days after the extended deadline.
Who was paid on Cleanslate Centers, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Cleanslate Centers, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Group Benefit System Inc. · Nashville, TN | $54,908 | $0 | $54,908 | 7 |
| Excalibur Financial Group · Tampa, FL | $18,591 | $0 | $18,591 | 8 |
| Edward R. Howell · Nashville, TN | $14,232 | $0 | $14,232 | 1 |
| Group Benefit Systems, Inc. · Nashville, TN | $5,361 | $0 | $5,361 | 1 |
| Marsh McLennan Agency · Miami, FL | $4,725 | $0 | $4,725 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Bluecross Blueshield of Tennessee, Inc.health | 765 | $5.4M | $13,752 | 0.3% |
| United of Omaha Life Insurance Companyshort-term disability | 535 | — | $6,149 | — |
| United of Omaha Life Insurance Companylong-term disability | 535 | — | $5,540 | — |
| United of Omaha Life Insurance Companylife | 534 | — | $4,558 | — |
| United of Omaha Life Insurance Companycoverage not coded | 170 | — | $8,309 | — |
| United of Omaha Life Insurance Companycoverage not coded | 143 | — | $4,737 | — |
| United of Omaha Life Insurance Companydental | 403 | — | $35,283 | — |
| United of Omaha Life Insurance Companyindemnity | 103 | — | $6,793 | — |
| United of Omaha Life Insurance Companylife | 274 | — | $7,491 | — |
| Fidelity Security Life Insurance Companyvision | 684 | — | $472,476 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Cleanslate Centers, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $7,067 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 674 | 483 | −28.3% |
| Premiums filed | $6,263,324 | $5,406,622 | −13.7% |
| Broker commissions + fees | $118,396 | $565,088 | +377.3% |
| Commission rate | 0.2% | 0.3% | +0.0 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Cleanslate Centers, Inc. Health and Welfare Plan#501 · filed under DFVCP · insurance, general assets | December 31, 2024 | June 10, 2026 | 238 days late | 483 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Cleanslate Centers, Inc. pay in health insurance broker commissions in 2024?
Cleanslate Centers, Inc.'s 2024 Form 5500 reports $565,088 in broker commissions and fees across 10 insurance contracts ($565,088 in commissions, $0 in fees), with Group Benefit System Inc. receiving the largest share.
Is Cleanslate Centers, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Bluecross Blueshield of Tennessee, Inc..
How does Cleanslate Centers, Inc.'s broker compensation compare with similar employers?
Cleanslate Centers, Inc. paid 0.3% of medical premium in commissions and fees. The median for employers with 200-499 participants is 3.6%, and the median in Tennessee is 3.9%. Percentages are computed only on fully insured medical contracts with filed premiums.
Send the full findings to your inbox.
A specialist writes up every finding for Cleanslate Centers, Inc. with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.