Clearbrook
Updated Filing received by DOL
Clearbrook, a healthcare & social assistance employer in Arlington Heights, Illinois, reported 589 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 6 insurance contracts with no premium reported and $230,132 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on November 17, 2025, before the deadline.
Who was paid on Clearbrook's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Clearbrook filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| The Plexus Groupe LLC · Deer Park, IL | $191,934 | $15,334 | $207,268 | 4 |
| Paycom Payroll LLC · Oklahoma City, OK | $0 | $9,659 | $9,659 | 1 |
| John Stephen Day JR · Mundelein, IL | $4,658 | $0 | $4,658 | 1 |
| Resource Brokerage LLC · Schaumburg, IL | $4,164 | $0 | $4,164 | 2 |
| Rockwell & Associates LTD · Chicago, IL | $1,559 | $0 | $1,559 | 1 |
| Health Insurance Mart Agency · McHenry, IL | $1,051 | $0 | $1,051 | 2 |
| F R Nasca & Associates LLC · Chicago, IL | $571 | $0 | $571 | 1 |
| Broadtower Insurance Solutions · Irvine, CA | $413 | $0 | $413 | 2 |
| Donald J Conoyer · Glen Carbon, IL | $251 | $0 | $251 | 1 |
| Michael S Moore · Round Lake, IL | $239 | $0 | $239 | 1 |
| Stephen Golembiewski · Westmont, IL | $236 | $0 | $236 | 1 |
| Michael E McCarthy · Mooresville, NC | $147 | $0 | $147 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Health Care Service Corporationhealth | 591 | — | $155,064 | — |
| Lifesecure Insurance Companycoverage not coded | 11 | — | $973 | — |
| United of Omaha Life Insurance Companylife, short-term disability, long-term disability | 676 | — | $35,268 | — |
| Lifesecure Insurance Companycoverage not coded | 14 | — | $4,655 | — |
| Delta Dental of Illinoisdental | 465 | — | $21,351 | — |
| Continental American Insurance Companycoverage not coded | 176 | — | $12,821 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Clearbrook compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Clearbrook Employee Benefits Plan#503 · insurance, general assets | April 30, 2025 | November 17, 2025 | before deadline | 589 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Clearbrook pay in health insurance broker commissions in 2024?
Clearbrook's 2024 Form 5500 reports $230,132 in broker commissions and fees across 6 insurance contracts ($205,139 in commissions, $24,993 in fees), with The Plexus Groupe LLC receiving the largest share.
Is Clearbrook's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Health Care Service Corporation.
How does Clearbrook's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Clearbrook because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.