CMC Energy Services, Inc.
Updated Filing received by DOL
CMC Energy Services, Inc., a professional & technical services employer in Fort Washington, Pennsylvania, reported 396 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 7 insurance contracts with no premium reported and $43,871 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 13, 2025, before the deadline.
Who was paid on CMC Energy Services, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract CMC Energy Services, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| OneDigital · Atlanta, GA | $17,133 | $0 | $17,133 | 1 |
| Bernadette M O'neil · Newtown Square, PA | $11,761 | $0 | $11,761 | 4 |
| Creative Benefits Inc · Newtown Square, PA | $7,784 | $0 | $7,784 | 2 |
| Kistler Tiffany Benefits General Ag | $0 | $7,193 | $7,193 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| The Guardian Life Insurance Company of Americadental | 262 | — | $29,132 | — |
| Fidelity Security Life Insurance Companyvision | 257 | — | $2,978 | — |
| Life Insurance Company of North Americacoverage not coded | 405 | — | $596 | — |
| Life Insurance Company of North Americashort-term disability | 305 | — | $3,803 | — |
| Life Insurance Company of North Americalong-term disability | 392 | — | $3,829 | — |
| Life Insurance Company of North Americalife | 405 | — | $3,533 | — |
| Aetna Life Insurance Co.health, prescription drug | 534 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How CMC Energy Services, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 430 | 396 | −7.9% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $34,701 | $43,871 | +26.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| CMC Energy Welfare Benefit Plan#510 · insurance, general assets | March 31, 2025 | October 13, 2025 | before deadline | 396 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did CMC Energy Services, Inc. pay in health insurance broker commissions in 2024?
CMC Energy Services, Inc.'s 2024 Form 5500 reports $43,871 in broker commissions and fees across 7 insurance contracts ($36,678 in commissions, $7,193 in fees), with OneDigital receiving the largest share.
Is CMC Energy Services, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Aetna Life Insurance Co..
How does CMC Energy Services, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for CMC Energy Services, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.