Coilplus, Inc.
Updated Filing received by DOL
Coilplus, Inc., a wholesale trade employer in Rosemont, Illinois, reported 478 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $769,768 in insurance premiums across 9 contracts and $196,722 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 24, 2026, before the deadline.
Who was paid on Coilplus, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Coilplus, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Connor & Gallagher Benefits Service | $170,042 | $2,799 | $172,841 | 7 |
| Emerson Rogers, LLC · Blue Bell, PA | $20,923 | $0 | $20,923 | 1 |
| Mercer · Chicago, IL | $2,108 | $850 | $2,958 | 9 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross and Blue Shield of Alabamahealth, prescription drug, PPO | 67 | $769,768 | — | — |
| Bluecross Blueshield of Illinoishealth | 619 | — | $127,591 | — |
| Aetnadental | 42 | — | $636 | — |
| Vision Service Planvision | 343 | — | $4,670 | — |
| Metropolitan Life Insurance Companydental, life, long-term disability, indemnity | 876 | — | $31,643 | — |
| Independece Blue Cross/Keystonehealth | 34 | — | $20,923 | — |
| Metropolitan Life Insurance Companycoverage not coded | 383 | — | $4,391 | — |
| Metropolitan Life Insurance Companycoverage not coded | 242 | — | $2,021 | — |
| Metropolitan Lie Insurance Companycoverage not coded | 213 | — | $4,847 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Coilplus, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $11,489 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 487 | 478 | −1.8% |
| Premiums filed | $1,468,844 | $769,768 | not comparable |
| Broker commissions + fees | $196,326 | $196,722 | +0.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Coilplus, Inc. Employee Benefits Plan#502 · insurance, general assets | December 31, 2025 | June 24, 2026 | before deadline | 478 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Coilplus, Inc. pay in health insurance broker commissions in 2025?
Coilplus, Inc.'s 2025 Form 5500 reports $196,722 in broker commissions and fees across 9 insurance contracts ($193,073 in commissions, $3,649 in fees), with Connor & Gallagher Benefits Service receiving the largest share.
Is Coilplus, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross and Blue Shield of Alabama, Bluecross Blueshield of Illinois, Independece Blue Cross/Keystone.
How does Coilplus, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Coilplus, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.