Common Ground Healthcare Cooperative
Updated Filing received by DOL
Common Ground Healthcare Cooperative, a finance & insurance employer in Brookfield, Wisconsin, reported 103 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $123,636 in insurance premiums across 5 contracts and $84,736 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 21, 2025, before the deadline.
Who was paid on Common Ground Healthcare Cooperative's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Common Ground Healthcare Cooperative filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · Brookfield, WA | $0 | $61,825 | $61,825 | 1 |
| Robertson Ryan & Associates Inc · Milwaukee, WI | $22,911 | $0 | $22,911 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Wisconsindental | 83 | $123,636 | $8,453 | 6.8% |
| Principal Life Insurance Companylife, short-term disability, long-term disability | 155 | — | $12,950 | — |
| Wyssta Insurance Company Incvision | 74 | — | $1,508 | — |
| Empathia, Inc.coverage not coded | 108 | — | — | — |
| Unitedhealthcare Insurance Companyhealth | 187 | — | $61,825 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Common Ground Healthcare Cooperative compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Common Ground Healthcare Cooperative Health & Welfare Benefits (2023)#501 · insurance, general assets | December 31, 2024 | July 21, 2025 | before deadline | 103 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Common Ground Healthcare Cooperative pay in health insurance broker commissions in 2024?
Common Ground Healthcare Cooperative's 2024 Form 5500 reports $84,736 in broker commissions and fees across 5 insurance contracts ($22,911 in commissions, $61,825 in fees), with Marsh McLennan Agency receiving the largest share.
Is Common Ground Healthcare Cooperative's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unitedhealthcare Insurance Company.
How does Common Ground Healthcare Cooperative's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Common Ground Healthcare Cooperative because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.