CR Lighting & Electric
Updated Filing received by DOL
CR Lighting & Electric, a construction employer in Layton, Utah, reported 141 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 2 insurance contracts with no premium reported and $93,034 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on August 15, 2026, before the deadline.
Who was paid on CR Lighting & Electric's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract CR Lighting & Electric filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| CR Lighting & Electric Inc · Layton, UT | $84,065 | $0 | $84,065 | 1 |
| Celia Nash Insurance LC · Salt Lake City, UT | $4,593 | $0 | $4,593 | 1 |
| Stone Hill National · Salt Lake City, UT | $0 | $4,376 | $4,376 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| University of Utah Health Insurance Planshealth | 100 | — | $84,065 | — |
| Principal Life Insurance Companydental, PPO | 178 | — | $8,969 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How CR Lighting & Electric compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| CR Lighting & Electric Welfare Benefit Plan#501 · insurance, general assets | April 30, 2026 | August 15, 2026 | before deadline | 141 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did CR Lighting & Electric pay in health insurance broker commissions in 2025?
CR Lighting & Electric's 2025 Form 5500 reports $93,034 in broker commissions and fees across 2 insurance contracts ($88,658 in commissions, $4,376 in fees), with CR Lighting & Electric Inc receiving the largest share.
Is CR Lighting & Electric's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by University of Utah Health Insurance Plans.
How does CR Lighting & Electric's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for CR Lighting & Electric because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.