Utah employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
700 Utah employers filed health plans with 100 or more participants for plan year 2024, covering 547,264 participants. They reported $152M in insurance premiums and $85M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 5.0% of premium, 1.2 points above the national median of 3.8%.
Largest brokers
Reported commissions and fees, with the number of employer plans naming each.
Largest medical carriers
Medical premium written.
Cities in Utah
Every Utah city where 15 or more employers filed a health plan, by the sponsor's mailing address. Each page lists the city's largest plans, brokers and carriers.
| City | Employer plans | Premiums |
|---|---|---|
| Salt Lake City | 204 | $61M |
| Lehi | 48 | $4.4M |
| Provo | 35 | $4.2M |
| Draper | 34 | $9.9M |
| Sandy | 32 | $106,161 |
| South Jordan | 31 | $0 |
| Orem | 27 | $292,405 |
| West Jordan | 22 | $1.2M |
| Murray | 18 | $34M |
| Ogden | 18 | $245,698 |
| Lindon | 15 | $68,525 |
Largest employer plans
By health plan participants.
Highest broker pay
Employers reporting the most broker commissions and fees.
Highest commission rates
Fully insured medical plans with at least $500,000 in premium, ranked by broker compensation as a share of premium.
Source: DOL Form 5500 and Schedule A, plan year 2024; built October 24, 2026. Methodology.
What do Utah employers pay health insurance brokers?
Across 24 fully insured medical plans in plan year 2024, among commission-paying fully insured medical plans, the median broker compensation for Utah employers was 5.0% of premium (middle half 3.0% to 5.9%), against a national median of 3.8%. In dollars, the median employer that disclosed broker pay reported $77,994.
Which Utah employers paid the most in broker commissions?
Intermountain Health Care, Inc. reported the most in 2024, $1,994,384, followed by Utah Manufacturers Association ($1.8M) and Swire Pacific Holdings Inc. and Its Affiliates ($1.6M).
Which brokers and carriers dominate Utah?
By reported compensation, the largest brokers are Gallagher, GBS Benefits Inc, IMA Financial. By medical premium, the largest carriers are Select Health, Selecthealth, Cigna Health and Life Insurance Company.
Which Utah cities have the most employer health plans?
Salt Lake City (204 employer plans, $61M in premiums); Lehi (48 employer plans, $4.4M in premiums); Provo (35 employer plans, $4.2M in premiums); Draper (34 employer plans, $9.9M in premiums); Sandy (32 employer plans, $106,161 in premiums). 11 Utah cities with 15 or more employer plans have their own page listing the largest plans, brokers and carriers.
Is your company on this page? Get its Form 5500 read next to the Utah medians.
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