Custom Agri Systems, Inc.
Updated Filing received by DOL
Custom Agri Systems, Inc., a manufacturing — metal, equipment, transportation employer in Napoleon, Ohio, reported 220 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $2.5M in insurance premiums across 4 contracts and $103,005 in broker commissions and fees, 2.9% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 30, 2026, before the deadline.
Who was paid on Custom Agri Systems, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Custom Agri Systems, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Brown & Brown · Daytona Beach, FL | $99,721 | $3,284 | $103,005 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Where Part I rows added up to more than the contract's Schedule A total, they were scaled down to that total. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Medical Mutualhealth, prescription drug | 166 | $2.4M | $69,010 | 2.9% |
| Delta Dental of Ohiodental | 376 | $98,398 | $9,699 | 9.9% |
| Vision Service Planvision | 168 | — | $2,030 | — |
| United of Omaha Life Insurance Companylife, short-term disability, long-term disability | 222 | — | $22,266 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Custom Agri Systems, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $14,169 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 207 | 220 | +6.3% |
| Premiums filed | $2,119,377 | $2,450,419 | +15.6% |
| Broker commissions + fees | $78,159 | $103,005 | +31.8% |
| Commission rate | 2.2% | 2.9% | +0.7 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Custom Agri Systems, Inc. Employee Benefit Plan#503 · insurance, general assets | December 31, 2025 | June 30, 2026 | before deadline | 220 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Custom Agri Systems, Inc. pay in health insurance broker commissions in 2025?
Custom Agri Systems, Inc.'s 2025 Form 5500 reports $103,005 in broker commissions and fees across 4 insurance contracts ($99,721 in commissions, $3,284 in fees), with Brown & Brown receiving the largest share.
Is Custom Agri Systems, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Medical Mutual.
How does Custom Agri Systems, Inc.'s broker compensation compare with similar employers?
Custom Agri Systems, Inc. paid 2.9% of medical premium in commissions and fees. The median for employers with 200-499 participants is 3.6%, and the median in Ohio is 3.5%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.