CVS Health Care Delivery Group of Emplyers
Updated Filing received by DOL
CVS Health Care Delivery Group of Emplyers, a healthcare & social assistance employer in Woonsocket, Rhode Island, reported 3,455 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 12 insurance contracts with no premium reported and $81,543 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on March 2, 2026, within the extension window.
Who was paid on CVS Health Care Delivery Group of Emplyers's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract CVS Health Care Delivery Group of Emplyers filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Aon · Chicago, IL | $52,349 | $12,472 | $64,821 | 5 |
| Hewitt Insurance Brokerage LLC · Waltham, MA | $13,821 | $2,901 | $16,722 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Hartford Life and Accidentlife | 5,746 | — | $62,600 | — |
| Aetna Life Insurance Companyindemnity | 1,293 | — | — | — |
| Unum Life Insurance Company of Americashort-term disability, long-term disability · amount flagged as implausible, excluded | 42 | — | — | — |
| First Unum Life Insurance Companycoverage not coded | 28 | — | $1,056 | — |
| Aetna Life Insurance Co.health, dental, vision | 5,237 | — | — | — |
| Unum Life Insurance Company of Americacoverage not coded | 23 | — | $816 | — |
| Unum Life Insurance Companycoverage not coded | 442 | — | $11,410 | — |
| Unum Life Insurance Company of Americacoverage not coded | 97 | — | $3,440 | — |
| Hartford Life and Accidentcoverage not coded | 3,385 | — | $2,221 | — |
| Aetna Life Insurance Companyhealth | 28 | — | — | — |
| Aetna Life Insurance Companyindemnity | 803 | — | — | — |
| Aetna Life Insurance Companyhealth, vision | 6 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How CVS Health Care Delivery Group of Emplyers compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 4,207 | 3,455 | −17.9% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $486,783 | $81,543 | −83.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| CVS Health Care Delivery Welfare Benefit Plan#521 · insurance | May 31, 2025 | March 2, 2026 | within extension | 3,455 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did CVS Health Care Delivery Group of Emplyers pay in health insurance broker commissions in 2024?
CVS Health Care Delivery Group of Emplyers's 2024 Form 5500 reports $81,543 in broker commissions and fees across 12 insurance contracts ($66,170 in commissions, $15,373 in fees), with Aon receiving the largest share.
Is CVS Health Care Delivery Group of Emplyers's health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Aetna Life Insurance Co., Aetna Life Insurance Company.
How does CVS Health Care Delivery Group of Emplyers's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for CVS Health Care Delivery Group of Emplyers because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.