Delta Intelligent Building Technologies (USA) LLC.
Updated Filing received by DOL
Delta Intelligent Building Technologies (USA) LLC., a manufacturing — metal, equipment, transportation employer in Oakland, New Jersey, reported 175 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $127,148 in insurance premiums across 11 contracts and $211,920 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on September 2, 2026, within the extension window.
Who was paid on Delta Intelligent Building Technologies (USA) LLC.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Delta Intelligent Building Technologies (USA) LLC. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $15,073 | $118,153 | $133,226 | 7 |
| Donald C. Savoy, Inc. · Berkeley Heights, NJ | $5,319 | $34,836 | $40,155 | 2 |
| Risk Placement Services, Inc. · Berkeley Heights, NJ | $1,153 | $27,421 | $28,574 | 7 |
| Woodruff Sawyer · San Francisco, CA | $5,982 | $290 | $6,272 | 3 |
| Savoy Associates · Florham Park, NJ | $0 | $2,295 | $2,295 | 4 |
| Boon Administrative Service · Itasca, IL | $0 | $1,020 | $1,020 | 1 |
| Marsh McLennan Agency · Morristown, NJ | $378 | $0 | $378 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of New Jersey, Inc.dental | 260 | $127,148 | $10,473 | 8.2% |
| Life Insurance Company of North Americalife | 166 | — | $11,021 | — |
| Life Insurance Company of North Americalong-term disability | 45 | — | $2,122 | — |
| Life Insurance Company of North Americashort-term disability | 11 | — | $776 | — |
| Life Insurance Company of North Americalife | 166 | — | $1,636 | — |
| Cigna Health and Life Insurance Companyhealth, prescription drug, HMO, PPO, indemnity | 230 | — | $175,838 | — |
| Unum Insurance Companycoverage not coded | 45 | — | $1,230 | — |
| Unum Insurance Companycoverage not coded | 56 | — | $3,920 | — |
| Unum Insurance Companycoverage not coded | 33 | — | $1,122 | — |
| Metropolitan Life Insurance Companyvision | 265 | — | $2,384 | — |
| Metlife Legal Planscoverage not coded | 17 | — | $1,398 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Delta Intelligent Building Technologies (USA) LLC. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 170 | 175 | +2.9% |
| Premiums filed | $129,306 | $127,148 | not comparable |
| Broker commissions + fees | $211,872 | $211,920 | +0.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Delta Intelligent Building Technologies (USA) LLC Health and Welfare Benefit Plan#504 · insurance | December 31, 2025 | September 2, 2026 | within extension | 175 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Delta Intelligent Building Technologies (USA) LLC. pay in health insurance broker commissions in 2025?
Delta Intelligent Building Technologies (USA) LLC.'s 2025 Form 5500 reports $211,920 in broker commissions and fees across 11 insurance contracts ($27,905 in commissions, $184,015 in fees), with Mercer receiving the largest share.
Is Delta Intelligent Building Technologies (USA) LLC.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Cigna Health and Life Insurance Company.
How does Delta Intelligent Building Technologies (USA) LLC.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Delta Intelligent Building Technologies (USA) LLC. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.