Dignity Health
Updated Filing received by DOL
Dignity Health, a healthcare & social assistance employer in San Francisco, California, reported 58,867 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $138M in insurance premiums across 14 contracts and $1.5M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 2, 2026, within the extension window.
Who was paid on Dignity Health's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Dignity Health filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Morrissey Insurance Services · Las Vegas, NV | $572,837 | $343,702 | $916,539 | 2 |
| Marsh McLennan Agency · Conshohocken, PA | $0 | $551,178 | $551,178 | 2 |
| Vision Service Plan · Rancho Cordova, CA | $0 | $17,310 | $17,310 | 2 |
| Img · Indianapolis, IN | $0 | $7,031 | $7,031 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Anthem Blue Crosshealth, prescription drug, HMO | 5,219 | $138M | — | — |
| Blue Shield of Californiahealth, prescription drug | 8,785 | — | — | — |
| Cigna Health and Life Insurance Company and Affiliatesdental, indemnity | 6,346 | — | — | — |
| Health Plan of Nevadahealth, prescription drug | 6,205 | — | $916,539 | — |
| Lincoln National Life Insurance Companylong-term disability | 57,962 | — | $305,655 | — |
| Prudential Insurance Company of Americalife | 29,968 | — | $252,554 | — |
| Prudential Insurance Company of Americalife | 37,853 | — | — | — |
| Vision Service Planvision | 1,792 | — | $14,770 | — |
| Vision Service Planvision | 215 | — | $2,540 | — |
| Western Health Advantagehealth, prescription drug, HMO | — | — | — | — |
| Western Health Advantagehealth, prescription drug, HMO | 4,811 | — | — | — |
| Western Health Advantagehealth, prescription drug, HMO | 17,989 | — | — | — |
| Western Health Advantagehealth, prescription drug, HMO | 184 | — | — | — |
| Western Health Advantagehealth, prescription drug, HMO | — | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Dignity Health compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $26,381 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 58,879 | 58,867 | −0.0% |
| Premiums filed | $189,009,644 | $137,681,429 | not comparable |
| Broker commissions + fees | $1,648,198 | $1,492,058 | −9.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Dignity Health Welfare Benefits Plan#503 · insurance, general assets | December 31, 2025 | September 2, 2026 | within extension | 58,867 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Dignity Health pay in health insurance broker commissions in 2025?
Dignity Health's 2025 Form 5500 reports $1,492,058 in broker commissions and fees across 14 insurance contracts ($572,837 in commissions, $919,221 in fees), with Morrissey Insurance Services receiving the largest share.
Is Dignity Health's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Anthem Blue Cross, Blue Shield of California, Health Plan of Nevada.
How does Dignity Health's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Dignity Health because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.