Dot Holdings Co
Updated Filing received by DOL
Dot Holdings Co, a wholesale trade employer in MT. Sterling, Illinois, reported 6,164 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $73M in insurance premiums across 15 contracts and $392,404 in broker commissions and fees, 0.3% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on October 14, 2025, within the extension window.
Who was paid on Dot Holdings Co's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Dot Holdings Co filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Gallaher Benefit Services Inc · Arlington Heights, IL | $91,322 | $107,441 | $198,763 | 7 |
| Gallagher · Arlington Heights, IL | $192,116 | $17 | $192,133 | 6 |
| Img · Indianapolis, IN | $0 | $1,508 | $1,508 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Bluecross Blueshield of Illinoishealth | 13,520 | $72M | $181,674 | 0.3% |
| Vision Service Planvision | 4,763 | $642,034 | — | — |
| Vision Service Planvision | 616 | $75,279 | — | — |
| Vision Service Planvision | 180 | $24,900 | — | — |
| Life Insurance Company of North Americalife | 518 | — | $15,984 | — |
| Life Insurance Company of North Americalife | 804 | — | $1,105 | — |
| Life Insurance Company of North Americashort-term disability | 746 | — | $3,121 | — |
| Life Insurance Company of North Americalong-term disability | 804 | — | $3,866 | — |
| New York Life Group Insurance Companyshort-term disability | 3 | — | $17 | — |
| Prudentiallife, short-term disability, long-term disability | 6,164 | — | $186,637 | — |
| Prudentiallife | 5,791 | — | — | — |
| Prudentialcoverage not coded | 200 | — | — | — |
| Prudentiallife, short-term disability, long-term disability | 261 | — | — | — |
| Prudentiallife | 263 | — | — | — |
| Prudentialshort-term disability | 250 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Dot Holdings Co compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $5,331 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Dot Holdings Co Health & Welfare Plan#501 · insurance | December 31, 2024 | October 14, 2025 | within extension | 6,164 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Dot Holdings Co pay in health insurance broker commissions in 2024?
Dot Holdings Co's 2024 Form 5500 reports $392,404 in broker commissions and fees across 15 insurance contracts ($283,438 in commissions, $108,966 in fees), with Gallaher Benefit Services Inc receiving the largest share.
Is Dot Holdings Co's health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Bluecross Blueshield of Illinois.
How does Dot Holdings Co's broker compensation compare with similar employers?
Dot Holdings Co paid 0.3% of medical premium in commissions and fees. The median for employers with 5,000+ participants is 4.8%, and the median in Illinois is 1.5%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.