East Texas Bancshares, Inc.
Updated Filing received by DOL
East Texas Bancshares, Inc., a finance & insurance employer in Livingston, Texas, reported 123 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows 3 insurance contracts with no premium reported and $24,507 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 16, 2026, within the extension window.
Who was paid on East Texas Bancshares, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract East Texas Bancshares, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Jweinland Group Benefits · Shreveport, LA | $0 | $12,006 | $12,006 | 1 |
| TFG Financial Group Benefits LLC · Shreveport, LA | $8,211 | $3,754 | $11,965 | 4 |
| Alera Group Inc · Deerfield, IL | $0 | $536 | $536 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| United of Omaha Life Insurance Companylong-term disability | 123 | — | $4,492 | — |
| United of Omaha Life Insurance Companylife | 124 | — | $8,009 | — |
| Ace Benefit Partners, Inc.health, prescription drug | 117 | — | $12,006 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How East Texas Bancshares, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 122 | 123 | +0.8% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $23,048 | $24,507 | +6.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| East Texas Bancshares Inc Life Insurance Plan#501 · insurance | December 31, 2025 | September 16, 2026 | within extension | 123 |
| East Texas Bancshares, Inc. Health Benefit Plan#502 · insurance, general assets | December 31, 2025 | January 23, 2026 | before deadline | 117 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did East Texas Bancshares, Inc. pay in health insurance broker commissions in 2025?
East Texas Bancshares, Inc.'s 2025 Form 5500 reports $24,507 in broker commissions and fees across 3 insurance contracts ($8,211 in commissions, $16,296 in fees), with Jweinland Group Benefits receiving the largest share.
Is East Texas Bancshares, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Ace Benefit Partners, Inc..
How does East Texas Bancshares, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for East Texas Bancshares, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.