Edgewood Center for Children and Families
Updated Filing received by DOL
Edgewood Center for Children and Families, a healthcare & social assistance employer in San Francisco, California, reported 253 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 10 insurance contracts with no premium reported and $131,616 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 28, 2026, before the deadline.
Who was paid on Edgewood Center for Children and Families's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Edgewood Center for Children and Families filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Heffernan · Walnut Creek, CA | $118,505 | $2,570 | $121,075 | 9 |
| Word & Brown Ins Admin, Inc · Orange, CA | $0 | $10,202 | $10,202 | 6 |
| Abd Ins and Fin SVCS, Inc. · San Mateo, CA | $183 | $156 | $339 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Kaiser Foundation Health Plan Inc.health, prescription drug, HMO | 154 | — | $59,498 | — |
| Unum Insurance Companycoverage not coded | 40 | — | $1,754 | — |
| Chinese Community Health Planhealth, prescription drug, HMO | 20 | — | $8,325 | — |
| Unum Life Insurance Company of Americalife | 256 | — | $12,465 | — |
| Sutter Health Planhealth, prescription drug, HMO | 70 | — | $32,555 | — |
| Starmount Life Insurance Companyvision | 191 | — | $4,631 | — |
| Concern Eapcoverage not coded | 250 | — | — | — |
| Unum Insurance Companycoverage not coded | 28 | — | $1,444 | — |
| Unum Insurance Companycoverage not coded | 49 | — | $1,743 | — |
| Unum Life Insurance Company of Americalong-term disability | 257 | — | $9,201 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Edgewood Center for Children and Families compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 250 | 253 | +1.2% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $105,293 | $131,616 | +25.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Edgewood Center for Children and Families Group Benefit Plan#502 · insurance, general assets | December 31, 2025 | July 28, 2026 | before deadline | 253 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Edgewood Center for Children and Families pay in health insurance broker commissions in 2025?
Edgewood Center for Children and Families's 2025 Form 5500 reports $131,616 in broker commissions and fees across 10 insurance contracts ($118,688 in commissions, $12,928 in fees), with Heffernan receiving the largest share.
Is Edgewood Center for Children and Families's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan Inc., Chinese Community Health Plan, Sutter Health Plan.
How does Edgewood Center for Children and Families's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Edgewood Center for Children and Families because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.