Enchanted Childcare International, Inc.
Updated Filing received by DOL
Enchanted Childcare International, Inc., a healthcare & social assistance employer in Nottingham, Maryland, reported 746 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 3 insurance contracts with no premium reported and $95,273 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on October 22, 2025, before the deadline.
Who was paid on Enchanted Childcare International, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Enchanted Childcare International, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| The Hilb Group of Maryland LLC · Hunt Valley, MD | $7,717 | $46,739 | $54,456 | 2 |
| Jennifer Stevens · Fallston, MD | $17,994 | $0 | $17,994 | 1 |
| Tracey Matz · Forest Hill, MD | $13,123 | $1,082 | $14,205 | 1 |
| Jeffrey Motsco · Woodbine, MD | $6,249 | $509 | $6,758 | 1 |
| Jeanene Motsco · Woodbine, MD | $871 | $90 | $961 | 1 |
| The Hilb Group Operating Company · Richmond, VA | $0 | $450 | $450 | 1 |
| Elena Botello Coleman · McLean, VA | $135 | $34 | $169 | 1 |
| Dice Insurance Inc · Myrtle Beach, SC | $128 | $0 | $128 | 1 |
| Elaine McClelland · Alexandria, VA | $71 | $2 | $73 | 1 |
| Douglas a D'ascoli · Selbyville, DE | $52 | $0 | $52 | 1 |
| Janis Elizabeth Dice · Myrtle Beach, SC | $21 | $0 | $21 | 1 |
| Kyle Joseph Lucas · Middletown, DE | $4 | $0 | $4 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Unitedhealthcare Insurance Companyhealth, vision | 167 | — | $45,977 | — |
| Principal Life Insurance Companydental, life, PPO, indemnity | 749 | — | $8,929 | — |
| Colonial Life & Accident Insurance Companyhealth, life, short-term disability | 179 | — | $40,367 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Enchanted Childcare International, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 702 | 746 | +6.3% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $92,561 | $95,273 | +2.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Enchanted Childcare International dba Celebree School Welfare Benefit Plan#502 · insurance | April 30, 2025 | October 22, 2025 | before deadline | 746 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Enchanted Childcare International, Inc. pay in health insurance broker commissions in 2024?
Enchanted Childcare International, Inc.'s 2024 Form 5500 reports $95,273 in broker commissions and fees across 3 insurance contracts ($46,367 in commissions, $48,906 in fees), with The Hilb Group of Maryland LLC receiving the largest share.
Is Enchanted Childcare International, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Unitedhealthcare Insurance Company, Colonial Life & Accident Insurance Company.
How does Enchanted Childcare International, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Enchanted Childcare International, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.