Extell Financial Services, Inc.
Updated Filing received by DOL
Extell Financial Services, Inc., a real estate & rental employer in Louisville, Kentucky, reported 188 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 10 insurance contracts with no premium reported and $32,010 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Everest Reinsurance Company). The Department of Labor received the filing on January 14, 2026, before the deadline.
Who was paid on Extell Financial Services, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Extell Financial Services, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| R H Clarkson Financial Services Inc · Louisville, KY | $24,238 | $0 | $24,238 | 6 |
| Bilodeau Inc · Goshen, KY | $190 | $4,340 | $4,530 | 2 |
| Jeffrey D Harned · Louisville, KY | $1,143 | $336 | $1,479 | 2 |
| RH Clarkson Financial Services, Inc · Louisville, KY | $1,398 | $0 | $1,398 | 2 |
| William Jack Mitchell JR · North Platte, NE | $262 | $28 | $290 | 2 |
| Img · Indianapolis, IN | $0 | $45 | $45 | 1 |
| Vickie E Lewis · Cave City, KY | $9 | $0 | $9 | 2 |
| Maxhannah LLC · Bronx, NY | $7 | $0 | $7 | 1 |
| RTR Al Corp · Louisville, KY | $7 | $0 | $7 | 1 |
| Megan Goodman · Sellersberg, IN | $5 | $0 | $5 | 1 |
| Foundation Risk Partners Corp · Louisville, KY | $2 | $0 | $2 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Prudential Insurance Company of Americalife, short-term disability, long-term disability | 211 | — | $11,433 | — |
| Colonial Life & Accident Insurance Companycoverage not coded | 25 | — | $4,951 | — |
| Health Resources Incdental, vision | 50 | — | $1,917 | — |
| Health Resources Incdental, vision | 187 | — | $5,754 | — |
| Health Resources Inc.dental, vision | 68 | — | $1,867 | — |
| Health Resources Incdental, vision | 92 | — | $3,200 | — |
| Colonial Life & Accident Insurance Companycoverage not coded | 22 | — | $1,864 | — |
| Everest Reinsurance Companystop-loss | — | — | — | — |
| Fair American Insurance and Reinsurance Companystop-loss | 182 | — | — | — |
| Metlife Legal Planscoverage not coded | 32 | — | $1,024 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Extell Financial Services, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 195 | 188 | −3.6% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $24,874 | $32,010 | +28.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Extell Financial Services, Inc. Employee Benefit Plan#502 · insurance, general assets | June 30, 2025 | January 14, 2026 | before deadline | 188 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Extell Financial Services, Inc. pay in health insurance broker commissions in 2024?
Extell Financial Services, Inc.'s 2024 Form 5500 reports $32,010 in broker commissions and fees across 10 insurance contracts ($27,261 in commissions, $4,749 in fees), with R H Clarkson Financial Services Inc receiving the largest share.
Is Extell Financial Services, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Everest Reinsurance Company).
How does Extell Financial Services, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Extell Financial Services, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.