Fedrigoni Special Papers North America, Inc.
Updated Filing received by DOL
Fedrigoni Special Papers North America, Inc., a manufacturing — chemical, wood, plastics employer in Cohoes, New York, reported 270 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 9 insurance contracts with no premium reported and $9,720 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 23, 2025, before the deadline.
Who was paid on Fedrigoni Special Papers North America, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Fedrigoni Special Papers North America, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Hilb Group of New England · Cranston, RI | $9,720 | $0 | $9,720 | 5 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Anthem Blue Cross and Blue Shieldhealth, vision | 324 | — | — | — |
| The Guardian Life Insurance Company of Americadental | 411 | — | — | — |
| Magellan Healthcarecoverage not coded | 270 | — | — | — |
| New York Life Group Insurance Company of New Yorkcoverage not coded | 270 | — | — | — |
| New York Life Group Insurance Company of New Yorklife | 384 | — | $6,006 | — |
| New York Life Group Insurance Company of New Yorkshort-term disability | 124 | — | $1,372 | — |
| New York Life Group Insurance Company of New Yorklong-term disability | 95 | — | $1,567 | — |
| New York Life Group Insurance Company of New Yorkshort-term disability | — | — | — | — |
| New York Life Group Insurance Company of New Yorkcoverage not coded | 360 | — | $775 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Fedrigoni Special Papers North America, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Fedrigoni Special Papers North America, Inc. Employee Benefit Plan#501 · insurance, general assets | December 31, 2024 | July 23, 2025 | before deadline | 270 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Fedrigoni Special Papers North America, Inc. pay in health insurance broker commissions in 2024?
Fedrigoni Special Papers North America, Inc.'s 2024 Form 5500 reports $9,720 in broker commissions and fees across 9 insurance contracts ($9,720 in commissions, $0 in fees), with Hilb Group of New England receiving the largest share.
Is Fedrigoni Special Papers North America, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Anthem Blue Cross and Blue Shield.
How does Fedrigoni Special Papers North America, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Fedrigoni Special Papers North America, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.