Fingercheck LLC
Updated Filing received by DOL
Fingercheck LLC, a professional & technical services employer in Brooklyn, New York, reported 100 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 11 insurance contracts with no premium reported and $65,560 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received an amended filing on July 31, 2026; the original filing date is not in the public dataset.
Who was paid on Fingercheck LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Fingercheck LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| HUB International | $42,489 | $675 | $43,164 | 10 |
| Fna Insurance Services Inc · Woodbury, NY | $1,726 | $10,950 | $12,676 | 5 |
| Kepecs, Abraham · Brooklyn, NY | $4,642 | $0 | $4,642 | 3 |
| Disability RMS · Portland, ME | $0 | $4,429 | $4,429 | 3 |
| IMA Financial · Pasadena, CA | $472 | $0 | $472 | 1 |
| Bolton Insurance Services LLC · Pasadena, CA | $169 | $0 | $169 | 1 |
| Brown & Brown · Atlanta, GA | $0 | $6 | $6 | 1 |
| Pacific Advisors LLC · Portland, OR | $2 | $0 | $2 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| New York Life Insurance Companylong-term disability | 97 | — | $2,083 | — |
| Metropolitan General Insurance Companycoverage not coded | 1 | — | $181 | — |
| Anthem Blue Cross and Blue Shieldhealth, PPO | 111 | — | $49,674 | — |
| Metropolitan Life Insurance Companyhealth | 5 | — | $126 | — |
| The Guardian Life Insurance Company of Americadental, vision | 70 | — | $474 | — |
| Metropolitan Life Insurance Companyhealth | 5 | — | $137 | — |
| New York Life Insurance Companylife | 97 | — | $1,664 | — |
| Metropolitan Life Insurance Companydental, life, short-term disability | 13 | — | $5,596 | — |
| Metropolitan Life Insurance Companyhealth | 7 | — | $132 | — |
| New York Life Insurance Companyshort-term disability | 97 | — | $5,324 | — |
| Unitedhealthcare Insurance Companydental, vision | 196 | — | $169 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Fingercheck LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Fingercheck LLC#501 · amended · insurance | February 28, 2025 | July 31, 2026 | amended filing; original date not in data | 100 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Fingercheck LLC pay in health insurance broker commissions in 2024?
Fingercheck LLC's 2024 Form 5500 reports $65,560 in broker commissions and fees across 11 insurance contracts ($49,500 in commissions, $16,060 in fees), with HUB International receiving the largest share.
Is Fingercheck LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Anthem Blue Cross and Blue Shield, Metropolitan Life Insurance Company.
How does Fingercheck LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Fingercheck LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.