Food for the Poor, Inc.
Updated Filing received by DOL
Food for the Poor, Inc., an other services employer in Coconut Creek, Florida, reported 265 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 8 insurance contracts with no premium reported and $85,208 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on July 10, 2026, before the deadline.
Who was paid on Food for the Poor, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Food for the Poor, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| The Baldwin Group · Tampa, FL | $50,487 | $1,796 | $52,283 | 5 |
| National Agency Solutions, LLC · Sarasota, FL | $8,663 | $0 | $8,663 | 1 |
| James R. Nelligan & Associates | $8,402 | $0 | $8,402 | 1 |
| Balwin Krystyn Sherman Partners · Tampa, FL | $6,933 | $0 | $6,933 | 1 |
| Watchtower Technologies, Inc. · Chicago, IL | $3,785 | $0 | $3,785 | 2 |
| Threeflow · Chicago, IL | $3,276 | $0 | $3,276 | 1 |
| Various Agents-See Attached · Coral Springs, FL | $1,866 | $0 | $1,866 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Eyemed Vision Carevision | 341 | — | $6,552 | — |
| Unum Life Insurance Company of Americalife, short-term disability, long-term disability | 240 | — | $18,178 | — |
| Unum Life Insurance Company of Americalife | 138 | — | $12,632 | — |
| American Public Life Insurance Companyhealth | 179 | — | $15,596 | — |
| First Stop Healthcoverage not coded | 275 | — | $5,178 | — |
| Aflaccoverage not coded | 73 | — | $1,866 | — |
| Delta Dental Insurance Companydental | 266 | — | $25,206 | — |
| Preferred Legal Plancoverage not coded | 120 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Food for the Poor, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 290 | 265 | −8.6% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $110,156 | $85,208 | −22.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| The Food for the Poor Inc. Welfare Benefit Plan#503 · insurance | December 31, 2025 | July 10, 2026 | before deadline | 265 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Food for the Poor, Inc. pay in health insurance broker commissions in 2025?
Food for the Poor, Inc.'s 2025 Form 5500 reports $85,208 in broker commissions and fees across 8 insurance contracts ($83,412 in commissions, $1,796 in fees), with The Baldwin Group receiving the largest share.
Is Food for the Poor, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by American Public Life Insurance Company.
How does Food for the Poor, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Food for the Poor, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.