Forte Sports Medicine and Orthopedics dba Methodist Sports Medicine Ce
Updated Filing received by DOL
Forte Sports Medicine and Orthopedics dba Methodist Sports Medicine Ce, a healthcare & social assistance employer in Carmel, Indiana, reported 210 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $107,599 in insurance premiums across 11 contracts and $66,161 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Companion Life Insurance Company). The Department of Labor received the filing on September 3, 2026, within the extension window.
Who was paid on Forte Sports Medicine and Orthopedics dba Methodist Sports Medicine Ce's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Forte Sports Medicine and Orthopedics dba Methodist Sports Medicine Ce filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Shepherd Insurance LLC · Carmel, IN | $46,958 | $0 | $46,958 | 10 |
| Emerson Rogers LLC · Elmwood Park, NJ | $15,034 | $1,768 | $16,802 | 5 |
| NFP · Austin, TX | $0 | $1,990 | $1,990 | 4 |
| Onboard Benefits LLC · West Lafayette, IN | $0 | $411 | $411 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Standard Insurance Companydental | 176 | $92,611 | $18,333 | 19.8% |
| Standard Insurance Companyvision | 164 | $14,988 | $5,103 | 34.0% |
| Companion Life Insurance Companystop-loss | 255 | — | — | — |
| HCC Life Insurance Companycoverage not coded | 174 | — | $3,156 | — |
| The Lincoln National Life Insurance Companycoverage not coded | 32 | — | $1,620 | — |
| The Lincoln National Life Insurance Companycoverage not coded | 19 | — | $2,138 | — |
| The Lincoln National Life Insurance Companycoverage not coded | 33 | — | $1,860 | — |
| The Lincoln National Life Insurance Companylife | 255 | — | $3,043 | — |
| The Lincoln National Life Insurance Companylong-term disability | 255 | — | $19,315 | — |
| The Lincoln National Life Insurance Companyshort-term disability | 82 | — | $6,721 | — |
| The Lincoln National Life Insurance Companylife | 111 | — | $4,872 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Forte Sports Medicine and Orthopedics dba Methodist Sports Medicine Ce compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 234 | 210 | −10.3% |
| Premiums filed | $99,251 | $107,599 | +8.4% |
| Broker commissions + fees | $44,385 | $66,161 | +49.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Forte Sports Medicine and Orthopedics dba Methodist Sports Medicine Health and Welfare Plan#501 · insurance, general assets | December 31, 2025 | September 3, 2026 | within extension | 210 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Forte Sports Medicine and Orthopedics dba Methodist Sports Medicine Ce pay in health insurance broker commissions in 2025?
Forte Sports Medicine and Orthopedics dba Methodist Sports Medicine Ce's 2025 Form 5500 reports $66,161 in broker commissions and fees across 11 insurance contracts ($61,992 in commissions, $4,169 in fees), with Shepherd Insurance LLC receiving the largest share.
Is Forte Sports Medicine and Orthopedics dba Methodist Sports Medicine Ce's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Companion Life Insurance Company).
How does Forte Sports Medicine and Orthopedics dba Methodist Sports Medicine Ce's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Forte Sports Medicine and Orthopedics dba Methodist Sports Medicine Ce because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.