Frontier Communications Parent, Inc.
Updated Filing received by DOL
Frontier Communications Parent, Inc., an information & publishing employer in Norwalk, Connecticut, reported 9,182 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows $390,257 in insurance premiums across 29 contracts and $1.1M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 12, 2026, before the deadline.
Who was paid on Frontier Communications Parent, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Frontier Communications Parent, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Amwins Group Benefits LLC · North Kingstown, RI | $521,914 | $0 | $521,914 | 2 |
| Willis Towers Watson · Stamford, CT | $314,992 | $7,648 | $322,640 | 7 |
| American Ben. and Comp. SYS. Inc. · New York, NY | $0 | $138,882 | $138,882 | 1 |
| American Benefits Consulting LLC · New York, NY | $0 | $74,064 | $74,064 | 5 |
| Gallagher · Clinton, IA | $11,708 | $0 | $11,708 | 1 |
| Abcsys · New York, NY | $5,025 | $0 | $5,025 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
The 24 largest of 29 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Florida Health Care Plans, Inc.health, HMO | 74 | $390,257 | $11,708 | 3.0% |
| Excellus Blue Cross Blue Shieldhealth, prescription drug, HMO | 13 | — | $17,642 | — |
| Health Nethealth, HMO | 388 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, HMO | 134 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, HMO | 2,626 | — | — | — |
| MVP Healthcarehealth, HMO | 200 | — | $69,704 | — |
| Beacon Health Options, Inc.coverage not coded | 12,834 | — | — | — |
| Metropolitan Life Insurance Companycoverage not coded | 1,810 | — | $57,252 | — |
| Metropolitan Life Insurance Companycoverage not coded | 2,073 | — | $40,035 | — |
| Health Nethealth | 43 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, HMO | 2,626 | — | — | — |
| Securian Life Insurance Companylife | 2,372 | — | $15,691 | — |
| Securian Life Insurance Companylife | 1,596 | — | $8,668 | — |
| United American Ins. Co.health | 2,071 | — | $260,957 | — |
| Kaiser Foundation Health Plan, Inc.health, HMO | 134 | — | — | — |
| Excellus Blue Cross Blue Shieldhealth, prescription drug | 170 | — | $25,713 | — |
| Excellus Blue Cross Blue Shieldhealth, prescription drug, HMO | 13 | — | $17,642 | — |
| MVP Healthcarehealth, HMO | 433 | — | $94,652 | — |
| Securian Life Insurance Companylife | 2,335 | — | $16,435 | — |
| United American Insurance Companyhealth | 2,071 | — | $260,957 | — |
| Aetna Life Insurance Co.dental | 1,753 | — | — | — |
| Securian Life Insurance Companylife | 3,292 | — | $18,241 | — |
| Beacon Health Options, Inc.coverage not coded | 12,834 | — | — | — |
| Zurich American Insurance Companycoverage not coded | 1,370 | — | $5,025 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Frontier Communications Parent, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $5,274 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 9,384 | 9,182 | −2.2% |
| Premiums filed | $494,360 | $390,257 | not comparable |
| Broker commissions + fees | $1,249,509 | $1,074,233 | −14.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Frontier Communications Corporation Health Care Plan#505 · insurance, general assets | December 31, 2025 | June 12, 2026 | before deadline | 9,182 |
| Frontier Communications Corporate Services Inc. Retiree Plan for Group Insurance#581 · insurance, general assets | December 31, 2025 | June 30, 2026 | before deadline | 3,853 |
| Frontier Communications Corporation Retiree Medical Plan#530 · insurance, general assets | December 31, 2025 | June 30, 2026 | before deadline | 2,652 |
| Frontier Communications Corporate Services Plan for Group Insurance#580 · insurance, general assets | December 31, 2025 | June 12, 2026 | before deadline | 1,380 |
| Frontier Communications Corporate Services Plan 550#550 · insurance, general assets | December 31, 2025 | June 12, 2026 | before deadline | 1,205 |
| Frontier Communications Corporate Services Plan 554#554 · insurance, general assets | December 31, 2025 | June 30, 2026 | before deadline | 416 |
| Frontier Communications Corporate Services Choices Plan#579 · general assets | December 31, 2025 | June 12, 2026 | before deadline | 173 |
| Frontier Communications Corporate Services Plan 552#552 · general assets | December 31, 2025 | June 12, 2026 | before deadline | 149 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Frontier Communications Parent, Inc. pay in health insurance broker commissions in 2025?
Frontier Communications Parent, Inc.'s 2025 Form 5500 reports $1,074,233 in broker commissions and fees across 29 insurance contracts ($853,639 in commissions, $220,594 in fees), with Amwins Group Benefits LLC receiving the largest share.
Is Frontier Communications Parent, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Florida Health Care Plans, Inc., Excellus Blue Cross Blue Shield, Health Net.
How does Frontier Communications Parent, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Frontier Communications Parent, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.