Connecticut employer health plans: what they cost and who gets paid
Updated plan year 2024, the most recent complete year
722 Connecticut employers filed health plans with 100 or more participants for plan year 2024, covering 1,129,834 participants. They reported $285M in insurance premiums and $84M in broker commissions and fees. The median broker rate on commission-paying, fully insured medical plans was 6.0% of premium, 2.3 points above the national median of 3.8%.
Largest brokers
Reported commissions and fees, with the number of employer plans naming each.
Largest medical carriers
Medical premium written.
Cities in Connecticut
Every Connecticut city where 15 or more employers filed a health plan, by the sponsor's mailing address. Each page lists the city's largest plans, brokers and carriers.
| City | Employer plans | Premiums |
|---|---|---|
| Stamford | 76 | $21M |
| Hartford | 36 | $4.1M |
| Shelton | 35 | $12M |
| Norwalk | 33 | $3.0M |
| Greenwich | 31 | $9.1M |
| Danbury | 26 | $7.4M |
| New Haven | 25 | $27M |
| Wallingford | 21 | $3.9M |
| Farmington | 17 | $80M |
| Waterbury | 15 | $1.7M |
| Westport | 15 | $12M |
Largest employer plans
By health plan participants.
Highest broker pay
Employers reporting the most broker commissions and fees.
Highest commission rates
Fully insured medical plans with at least $500,000 in premium, ranked by broker compensation as a share of premium.
Source: DOL Form 5500 and Schedule A, plan year 2024; built October 24, 2026. Methodology.
What do Connecticut employers pay health insurance brokers?
Across 41 fully insured medical plans in plan year 2024, among commission-paying fully insured medical plans, the median broker compensation for Connecticut employers was 6.0% of premium (middle half 4.1% to 6.9%), against a national median of 3.8%. In dollars, the median employer that disclosed broker pay reported $74,008.
Which Connecticut employers paid the most in broker commissions?
Yale New Haven Health Services Corporation reported the most in 2024, $2,701,650, followed by Boston Insurance Employee Benefit Trust - Dfe ($2.2M) and TRC Companies L.L.C. ($2.0M).
Which brokers and carriers dominate Connecticut?
By reported compensation, the largest brokers are Mercer, Lockton, Willis Towers Watson. By medical premium, the largest carriers are Cigna Health and Life Insurance Company, Triple S Salud, Inc., Excellus Blue Cross Blue Shield.
Which Connecticut cities have the most employer health plans?
Stamford (76 employer plans, $21M in premiums); Hartford (36 employer plans, $4.1M in premiums); Shelton (35 employer plans, $12M in premiums); Norwalk (33 employer plans, $3.0M in premiums); Greenwich (31 employer plans, $9.1M in premiums). 11 Connecticut cities with 15 or more employer plans have their own page listing the largest plans, brokers and carriers.
Is your company on this page? Get its Form 5500 read next to the Connecticut medians.
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