Georgia System Operations Corporation
Updated Filing received by DOL
Georgia System Operations Corporation, an utilities employer in Tucker, Georgia, reported 283 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $66,312 in insurance premiums across 11 contracts and $71,308 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Unitedhealthcare Insurance Company). The Department of Labor received the filing on June 25, 2026, before the deadline.
Who was paid on Georgia System Operations Corporation's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Georgia System Operations Corporation filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · Charlotte, NC | $60,571 | $10,737 | $71,308 | 12 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Vision Service Planvision | 238 | $66,312 | — | — |
| Delta Dental Insurance Companydental | 699 | — | — | — |
| Metropolitan Life Insurance Companylife | 497 | — | $38,291 | — |
| Hartford Life and Accidentcoverage not coded | 288 | — | $4,407 | — |
| Hartford Life and Accidentcoverage not coded | 154 | — | $2,216 | — |
| Sun Life Assurance Company of Canadalong-term disability | 283 | — | $24,521 | — |
| Espyrcoverage not coded | 288 | — | — | — |
| Unitedhealthcare Insurance Companystop-loss | 674 | — | — | — |
| Unum Insurance Companycoverage not coded | 102 | — | $489 | — |
| Unum Insurance Companycoverage not coded | 84 | — | $762 | — |
| Unum Insurance Companycoverage not coded | 64 | — | $622 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Georgia System Operations Corporation compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 265 | 283 | +6.8% |
| Premiums filed | $0 | $66,312 | — |
| Broker commissions + fees | $75,091 | $71,308 | −5.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Georgia System Operations Corporation Health and Welfare Plan#520 · insurance, general assets | December 31, 2025 | June 25, 2026 | before deadline | 283 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Georgia System Operations Corporation pay in health insurance broker commissions in 2025?
Georgia System Operations Corporation's 2025 Form 5500 reports $71,308 in broker commissions and fees across 11 insurance contracts ($60,571 in commissions, $10,737 in fees), with Marsh McLennan Agency receiving the largest share.
Is Georgia System Operations Corporation's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Unitedhealthcare Insurance Company).
How does Georgia System Operations Corporation's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Georgia System Operations Corporation because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.