Giglio Distributing Co. Inc.
Updated Filing received by DOL
Giglio Distributing Co. Inc., a wholesale trade employer in Beaumont, Texas, reported 367 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 4 insurance contracts with no premium reported and $158,740 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Cigna Health and Life Insurance Company). The Department of Labor received the filing on August 18, 2026, 18 days after the base deadline with no extension indicated on the form.
Who was paid on Giglio Distributing Co. Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Giglio Distributing Co. Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Maida Insurance & Financial SVC | $79,421 | $0 | $79,421 | 1 |
| Rogers Benefit Group Inc | $10,497 | $30,204 | $40,701 | 2 |
| Sherlock Insurance Agency · Beaumont, TX | $16,429 | $0 | $16,429 | 2 |
| Sherlock Ins Agcy Inc · Beaumont, TX | $7,524 | $0 | $7,524 | 1 |
| Jamie S Pope · Beaumont, TX | $4,240 | $1,182 | $5,422 | 1 |
| Darin Potts · Houston, TX | $1,333 | $983 | $2,316 | 1 |
| Bowles Insurance Services LLC · Tomball, TX | $1,214 | $593 | $1,807 | 1 |
| Argo Express LLC · San Antonio, TX | $923 | $300 | $1,223 | 1 |
| Howard J Horowitz · Carmel, IN | $817 | $237 | $1,054 | 1 |
| Katy Joy Buford · Buna, TX | $706 | $105 | $811 | 1 |
| Tina M Kikland · Beaumont, TX | $522 | $56 | $578 | 1 |
| Henry Lee McCarty · Pasadena, TX | $436 | $11 | $447 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Companystop-loss | 198 | — | $120,122 | — |
| Deerborn Life Insurance Companyvision, life, short-term disability, long-term disability | 368 | — | $10,259 | — |
| Colonial Life & Accident Insurance Companycoverage not coded | 98 | — | $22,189 | — |
| Bluecross Blueshield of Texasdental | 237 | — | $6,170 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Giglio Distributing Co. Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Giglio Distributing Co. Inc. Employee Benefits Plan#501 · insurance, general assets | December 31, 2025 | August 18, 2026 | 18 days after deadline, no extension indicated | 367 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Giglio Distributing Co. Inc. pay in health insurance broker commissions in 2025?
Giglio Distributing Co. Inc.'s 2025 Form 5500 reports $158,740 in broker commissions and fees across 4 insurance contracts ($125,001 in commissions, $33,739 in fees), with Maida Insurance & Financial SVC receiving the largest share.
Is Giglio Distributing Co. Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Cigna Health and Life Insurance Company).
How does Giglio Distributing Co. Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Giglio Distributing Co. Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.