Grimmway Enterprises, Inc.
Updated Filing received by DOL
Grimmway Enterprises, Inc., an agriculture, forestry, fishing employer in Bakersfield, California, reported 1,460 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $556,219 in insurance premiums across 12 contracts and $56,320 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on December 16, 2025, before the deadline.
Who was paid on Grimmway Enterprises, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Grimmway Enterprises, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Guerrero Solis JR. · Bakersfield, CA | $14,766 | $0 | $14,766 | 2 |
| Shantell Clark · Bakersfield, CA | $9,970 | $0 | $9,970 | 2 |
| Cheryl O'brien · Prismo Beach, CA | $8,084 | $123 | $8,207 | 1 |
| LYNN Brown · Bakersfield, CA | $5,377 | $0 | $5,377 | 2 |
| Cheryl Knapp O'brien · Pismo Beach, CA | $3,470 | $0 | $3,470 | 2 |
| Bryan Shover · Valdosta, GA | $2,087 | $38 | $2,125 | 1 |
| Minerva Alicia Flores · Bakersfield, CA | $1,312 | $280 | $1,592 | 1 |
| Daniel B Cole · Paso Robles, CA | $1,146 | $0 | $1,146 | 1 |
| Cole & Cole Insurance Services LLC · Bakersfield, CA | $1,091 | $0 | $1,091 | 1 |
| Western Growers Insurance Services · Newport Beach, CA | $966 | $0 | $966 | 1 |
| Kevin M Curtis · Reno, NV | $959 | $0 | $959 | 1 |
| Dawn Tyack · Arroyo Grande, CA | $610 | $0 | $610 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Where Part I rows added up to more than the contract's Schedule A total, they were scaled down to that total. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Liberty Dental Plan of California, Inc.dental | 2,164 | $413,013 | — | — |
| Liberty Dental Plan of California, Inc.dental | 811 | $143,179 | — | — |
| Liberty Dental Plan of California, Inc.dental | — | $27 | — | — |
| Principal Life Insurance Companylife | 1,477 | — | — | — |
| Principal Life Insurance Companylife | 848 | — | — | — |
| Continental American Insurance Companycoverage not coded | 295 | — | $26,079 | — |
| Aflacshort-term disability, indemnity | 191 | — | $30,130 | — |
| Kaiser Foundation Health Plan, Inc.health, HMO | 264 | — | — | — |
| Principal Life Insurance Companylife | 947 | — | — | — |
| Principal Life Insurance Companylong-term disability | 215 | — | — | — |
| Metropolitan Life Insurance Companyvision | 1,410 | — | $111 | — |
| Principal Life Insurance Companylife | 790 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Grimmway Enterprises, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 1,468 | 1,460 | −0.5% |
| Premiums filed | $524,859 | $556,219 | +6.0% |
| Broker commissions + fees | $72,796 | $56,320 | −22.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Grimmway Enterprises, Inc. Hourly Welfare Plan#502 · insurance, general assets | May 31, 2025 | December 16, 2025 | before deadline | 1,460 |
| Grimmway Enterprises, Inc. Administrative Group Welfare Plan#501 · insurance, general assets | December 31, 2024 | July 23, 2025 | before deadline | 532 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Grimmway Enterprises, Inc. pay in health insurance broker commissions in 2024?
Grimmway Enterprises, Inc.'s 2024 Form 5500 reports $56,320 in broker commissions and fees across 12 insurance contracts ($55,609 in commissions, $711 in fees), with Guerrero Solis JR. receiving the largest share.
Is Grimmway Enterprises, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan, Inc..
How does Grimmway Enterprises, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Grimmway Enterprises, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.