H&R Block Management, LLC
Updated Filing received by DOL
H&R Block Management, LLC, a professional & technical services employer in Kansas City, Missouri, reported 2,472 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 9 insurance contracts with no premium reported and $141,831 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on August 21, 2026, within the extension window.
Who was paid on H&R Block Management, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract H&R Block Management, LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $128,392 | $13,439 | $141,831 | 5 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Federal Insurance Companycoverage not coded | 2,445 | — | — | — |
| Federal Insurance Companycoverage not coded | 746 | — | — | — |
| Health Advocate Solutions Inc.coverage not coded | 60,757 | — | — | — |
| Life Insurance Company of North Americalife | 2,445 | — | $80,380 | — |
| Life Insurance Company of North Americalong-term disability | 2,444 | — | $37,080 | — |
| Ace American Insurance Companycoverage not coded | 2,445 | — | $3,563 | — |
| Metlife Legal Planscoverage not coded | 1,345 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 32 | — | $11,130 | — |
| Vision Service Planvision | 1,870 | — | $9,678 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How H&R Block Management, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 56,542 | 2,472 | −95.6% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $167,167 | $141,831 | −15.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| H&R Block Health & Welfare Plan#502 · insurance, general assets | December 31, 2025 | August 21, 2026 | within extension | 2,472 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did H&R Block Management, LLC pay in health insurance broker commissions in 2025?
H&R Block Management, LLC's 2025 Form 5500 reports $141,831 in broker commissions and fees across 9 insurance contracts ($128,392 in commissions, $13,439 in fees), with Mercer receiving the largest share.
Is H&R Block Management, LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan, Inc..
How does H&R Block Management, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for H&R Block Management, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.