Helpline Youth Counseling Inc.
Updated Filing received by DOL
Helpline Youth Counseling Inc., a healthcare & social assistance employer in Whittier, California, reported 144 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 4 insurance contracts with no premium reported and $77,853 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 16, 2026, before the deadline.
Who was paid on Helpline Youth Counseling Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Helpline Youth Counseling Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Edmonds Insurance Services Inc. · El Segundo, CA | $37,539 | $0 | $37,539 | 3 |
| Vered Justin · Encino, CA | $17,184 | $0 | $17,184 | 4 |
| Gary Alfred Johnson · Los Angeles, CA | $9,385 | $23 | $9,408 | 1 |
| Warner Pacific Insurance Services · Westlake Village, CA | $8,476 | $0 | $8,476 | 1 |
| Amwins Connect Insurance Services · Santa Ana, CA | $0 | $4,478 | $4,478 | 1 |
| Jack Wu · Fillmore, CA | $291 | $0 | $291 | 1 |
| Qilin-Indio · Lake Forest, CA | $212 | $4 | $216 | 1 |
| Nicholas Ryan Derrico · Orange, CA | $212 | $1 | $213 | 1 |
| Ruth Cruz · Ontario, CA | $26 | $4 | $30 | 1 |
| Abrams Marketing, Inc. · Los Angeles, CA | $17 | $0 | $17 | 1 |
| Teri Rollin · Oak Park, CA | $1 | $0 | $1 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Health Nethealth | 43 | — | $22,284 | — |
| Kaiser Foundation Health Planhealth, HMO | 81 | — | $29,610 | — |
| Principal Life Insurance Companydental, vision, life, PPO | 148 | — | $11,111 | — |
| Colonial Life and Accident Insurance Companyshort-term disability | 57 | — | $14,848 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Helpline Youth Counseling Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 109 | 144 | +32.1% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $62,294 | $77,853 | +25.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Helpline Youth Counseling Inc. Employee Benefit Plan#501 · insurance, general assets | November 30, 2025 | June 16, 2026 | before deadline | 144 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Helpline Youth Counseling Inc. pay in health insurance broker commissions in 2024?
Helpline Youth Counseling Inc.'s 2024 Form 5500 reports $77,853 in broker commissions and fees across 4 insurance contracts ($73,343 in commissions, $4,510 in fees), with Edmonds Insurance Services Inc. receiving the largest share.
Is Helpline Youth Counseling Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Health Net, Kaiser Foundation Health Plan.
How does Helpline Youth Counseling Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Helpline Youth Counseling Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.