Henkel of America, Inc.
Updated Filing received by DOL a plan year 2025 filing was received September 1, 2026 for 2 of this employer's 3 plans; this record moves to 2025 when all have arrived
Henkel of America, Inc., a manufacturing — chemical, wood, plastics employer in Stamford, Connecticut, reported 7,347 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 10 insurance contracts with no premium reported and $683,549 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 27, 2025, within the extension window.
Who was paid on Henkel of America, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Henkel of America, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $542,982 | $140,567 | $683,549 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Aetna Life Insurance Companyhealth, dental, vision, prescription drug | 31 | — | — | — |
| Cigna Health and Life Insurance Company and Affiliatesdental, HMO, indemnity | 1,547 | — | — | — |
| Lincoln National Life Insurance Companylong-term disability | 6,431 | — | $174,407 | — |
| Legalplans, USAcoverage not coded | 865 | — | $24,902 | — |
| Metropolitan Life Insurance Companylife | 13,629 | — | $475,280 | — |
| Kaiser Foundation Health Plan Inc.health, prescription drug, HMO | 470 | — | — | — |
| Kaiser Foundation Health Plan Inc.health, prescription drug, HMO | 384 | — | — | — |
| National Union Fire Ins. Co. of Pittsburgh, PAcoverage not coded | 13,629 | — | — | — |
| Genworth Life Insurance Companycoverage not coded | 59 | — | $8,960 | — |
| Spring Healthcoverage not coded | 1,576 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Henkel of America, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 7,527 | 7,347 | −2.4% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $724,617 | $683,549 | −5.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Henkel of America Group Benefit Plan#501 · insurance, general assets | December 31, 2024 | September 27, 2025 | within extension | 7,347 |
| Henkel of America Retiree Medical Plan#504 · general assets | December 31, 2024 | September 27, 2025 | within extension | 651 |
| Retiree Medical Plan for John Hancock Retirees and Specialty Retirees#503 · general assets, trust | December 31, 2024 | October 14, 2025 | within extension | 217 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Henkel of America, Inc. pay in health insurance broker commissions in 2024?
Henkel of America, Inc.'s 2024 Form 5500 reports $683,549 in broker commissions and fees across 10 insurance contracts ($542,982 in commissions, $140,567 in fees), with Mercer receiving the largest share.
Is Henkel of America, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Aetna Life Insurance Company, Kaiser Foundation Health Plan Inc..
How does Henkel of America, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Henkel of America, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.