Henry A. Petter Supply Co, LLC
Updated Filing received by DOL
Henry A. Petter Supply Co, LLC, a wholesale trade employer in Paducah, Kentucky, reported 116 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $51,774 in insurance premiums across 7 contracts and $10,684 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from HCC Life Insurance Company). The Department of Labor received the filing on July 8, 2026, before the deadline.
Who was paid on Henry A. Petter Supply Co, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Henry A. Petter Supply Co, LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| RSC Ins Brokerage Inc | $7,946 | $0 | $7,946 | 4 |
| Foundation Risk Partners · Louisville, KY | $2,738 | $0 | $2,738 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Kentuckydental | 133 | $41,864 | $1,712 | 4.1% |
| Delta Dental of Kentuckyvision | 112 | $9,910 | $1,026 | — |
| HCC Life Insurance Companystop-loss | 94 | — | — | — |
| American United Life Insurance Companylife, short-term disability, long-term disability | 5 | — | $361 | — |
| American United Life Insurance Companylife, short-term disability, long-term disability | 10 | — | $624 | — |
| American United Life Insurance Companylife, short-term disability, long-term disability | 76 | — | $5,963 | — |
| American United Life Insurance Companylife, short-term disability, long-term disability | 11 | — | $998 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Henry A. Petter Supply Co, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 109 | 116 | +6.4% |
| Premiums filed | $52,665 | $51,774 | −1.7% |
| Broker commissions + fees | $12,980 | $10,684 | −17.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Henry A. Petter Supply Co, LLC Employee Benefits Plan#505 · insurance, general assets | December 31, 2025 | July 8, 2026 | before deadline | 116 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Henry A. Petter Supply Co, LLC pay in health insurance broker commissions in 2025?
Henry A. Petter Supply Co, LLC's 2025 Form 5500 reports $10,684 in broker commissions and fees across 7 insurance contracts ($10,684 in commissions, $0 in fees), with RSC Ins Brokerage Inc receiving the largest share.
Is Henry A. Petter Supply Co, LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from HCC Life Insurance Company).
How does Henry A. Petter Supply Co, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Henry A. Petter Supply Co, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.