Hope Network
Updated Filing received by DOL
Hope Network, a healthcare & social assistance employer in Grand Rapids, Michigan, reported 2,299 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $739,942 in insurance premiums across 7 contracts and $305,128 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on March 13, 2026, before the deadline.
Who was paid on Hope Network's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Hope Network filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| James Alton · Caledonia, MI | $84,476 | $0 | $84,476 | 1 |
| Max Rispler · Grand Rapids, MI | $83,367 | $0 | $83,367 | 1 |
| Acrisure · Grand Rapids, MI | $76,102 | $3,008 | $79,110 | 4 |
| Hylant · Toledo, OH | $43,617 | $0 | $43,617 | 3 |
| Centro Benefits Research, LLC · Beachwood, OH | $0 | $14,559 | $14,559 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Michigandental | 1,955 | $739,942 | $39,990 | 5.4% |
| Priority Healthhealth, prescription drug, HMO, PPO | 1,628 | — | $167,843 | — |
| Eyemed Vision Care on Behalf of Fidelity Security Life Ins Covision | 1,708 | — | $6,103 | — |
| Encompass Eap, LLCcoverage not coded | 2,600 | — | — | — |
| Priority Health Insurance Companyhealth, prescription drug, HMO, PPO | — | — | — | — |
| Cigna Health and Life Insurance Companycoverage not coded | 2,600 | — | $35,731 | — |
| Life Insurance Company of North Americalife, long-term disability | 2,600 | — | $55,461 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Hope Network compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 2,245 | 2,299 | +2.4% |
| Premiums filed | $718,827 | $739,942 | not comparable |
| Broker commissions + fees | $238,748 | $305,128 | +27.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Hope Network Employee Benefit Plan#501 · insurance, general assets | September 30, 2025 | March 13, 2026 | before deadline | 2,299 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Hope Network pay in health insurance broker commissions in 2024?
Hope Network's 2024 Form 5500 reports $305,128 in broker commissions and fees across 7 insurance contracts ($287,561 in commissions, $17,567 in fees), with James Alton receiving the largest share.
Is Hope Network's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Priority Health, Priority Health Insurance Company.
How does Hope Network's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Hope Network because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.