Huber+suhner, North America
Updated Filing received by DOL
Huber+suhner, North America, a manufacturing — metal, equipment, transportation employer in Charlotte, North Carolina, reported 179 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $154,327 in insurance premiums across 9 contracts and $206,767 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 28, 2026, before the deadline.
Who was paid on Huber+suhner, North America's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Huber+suhner, North America filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Hilb Group of South Carolina · Greer, SC | $29,098 | $70,855 | $99,953 | 2 |
| Hilb Group of North Carolina · Winston Salem, NC | $73,180 | $0 | $73,180 | 7 |
| Stephen Michael Louro · Hauppauge, NY | $0 | $15,705 | $15,705 | 1 |
| Professional Group Plans, Inc. · Hauppauge, NY | $6,450 | $4,599 | $11,049 | 1 |
| Compass Enrollment Partners, LLC · State Road, NC | $6,880 | $0 | $6,880 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of North Carolinadental | 329 | $154,327 | $15,260 | 9.9% |
| Unitedhealthcare Insurance Companyhealth | 38 | — | $40,147 | — |
| Unum Life Insurance Company of Americalife, short-term disability, long-term disability | 386 | — | $12,302 | — |
| Community Eye Carevision | 294 | — | $2,179 | — |
| Transamerica Life Insurance Companylife | 63 | — | $39,428 | — |
| Unum Life Insurance Company of Americalife | 85 | — | $6,273 | — |
| Unum Insurance Companycoverage not coded | 47 | — | $3,183 | — |
| Unum Insurance Companycoverage not coded | 53 | — | $1,435 | — |
| Unitedhealthcare Insurance Companyhealth | 118 | — | $86,560 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Huber+suhner, North America compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 192 | 179 | −6.8% |
| Premiums filed | $151,989 | $154,327 | not comparable |
| Broker commissions + fees | $163,101 | $206,767 | +26.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Huber+suhner, North America Employee Benefit Plan#505 · insurance, general assets | December 31, 2025 | July 28, 2026 | before deadline | 179 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Huber+suhner, North America pay in health insurance broker commissions in 2025?
Huber+suhner, North America's 2025 Form 5500 reports $206,767 in broker commissions and fees across 9 insurance contracts ($115,608 in commissions, $91,159 in fees), with Hilb Group of South Carolina receiving the largest share.
Is Huber+suhner, North America's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unitedhealthcare Insurance Company.
How does Huber+suhner, North America's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Huber+suhner, North America because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.