Iem International, Inc.
Updated Filing received by DOL
Iem International, Inc., an administrative & support services employer in Raleigh, North Carolina, reported 890 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $1.5M in insurance premiums across 6 contracts and $268,556 in broker commissions and fees, 0.0% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on January 6, 2026, before the deadline.
Who was paid on Iem International, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Iem International, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Gallagher · Charlotte, IL | $228,092 | $40,464 | $268,556 | 10 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Triple S Salud, Inc.health, dental, vision, prescription drug | 267 | $1.5M | — | — |
| Unitedhealthcare Insurance Companydental, vision | 775 | — | $45,314 | — |
| Unum Life Insurance Company of Americalife, short-term disability, long-term disability | 744 | — | $81,374 | — |
| Unum Insurance Companycoverage not coded | 150 | — | $30,247 | — |
| Unum Life Insurance Company of Americalife, short-term disability, long-term disability | 744 | — | $81,374 | — |
| Unum Insurance Companycoverage not coded | 150 | — | $30,247 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Iem International, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $5,592 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 1,693 | 890 | −47.4% |
| Premiums filed | $0 | $1,493,117 | — |
| Broker commissions + fees | $384,593 | $268,556 | −30.2% |
| Commission rate | — | 0.0% | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Innovative Emergency Management, Inc. Welfare Benefits Plan#506 · insurance, general assets | June 30, 2025 | January 6, 2026 | before deadline | 890 |
| Innovative Emergency Management, Inc. Welfare Benefits Plan#507 · insurance, general assets | June 30, 2025 | January 6, 2026 | before deadline | 255 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Iem International, Inc. pay in health insurance broker commissions in 2024?
Iem International, Inc.'s 2024 Form 5500 reports $268,556 in broker commissions and fees across 6 insurance contracts ($228,092 in commissions, $40,464 in fees), with Gallagher receiving the largest share.
Is Iem International, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Triple S Salud, Inc..
How does Iem International, Inc.'s broker compensation compare with similar employers?
Iem International, Inc. paid 0.0% of medical premium in commissions and fees. The median for employers with 500-999 participants is 2.7%, and the median in North Carolina is 4.5%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.