Intercare Community Health Network
Updated Filing received by DOL
Intercare Community Health Network, a healthcare & social assistance employer in Bangor, Michigan, reported 297 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $169,258 in insurance premiums across 13 contracts and $177,450 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 4, 2025, before the deadline.
Who was paid on Intercare Community Health Network's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Intercare Community Health Network filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| James Alton · Caledonia, MI | $90,339 | $0 | $90,339 | 1 |
| Acrisure · Grand Rapids, MI | $41,318 | $14,309 | $55,627 | 12 |
| Centro Benefits Group LLC · Kirkwood, MO | $0 | $9,307 | $9,307 | 3 |
| Crouse Company LLC · Nashville, TN | $574 | $0 | $574 | 1 |
| Cap Stewart · Knoxville, TN | $358 | $0 | $358 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Michigandental | 536 | $169,258 | $4,947 | 2.9% |
| United of Omaha Life Insurance Companycoverage not coded | 69 | — | $8,314 | — |
| United of Omaha Life Insurance Companycoverage not coded | 70 | — | $4,045 | — |
| Ulliance, Inc.coverage not coded | 343 | — | — | — |
| Priority Healthhealth | 607 | — | $90,339 | — |
| Transamerica Life Insurance Companycoverage not coded | — | — | $4,726 | — |
| Pre-Paid Legal Services Inc dba Legalshieldcoverage not coded | 26 | — | $1,698 | — |
| United of Omaha Life Insurance Companylife | 295 | — | $6,798 | — |
| United of Omaha Life Insurance Companylong-term disability | 302 | — | $13,767 | — |
| United of Omaha Life Insurance Companyshort-term disability | 299 | — | $15,624 | — |
| United of Omaha Life Insurance Companylife | 149 | — | $22,494 | — |
| United of Omaha Life Insurance Companyshort-term disability | 66 | — | $2,964 | — |
| Vision Service Planvision | 189 | — | $1,734 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Intercare Community Health Network compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 309 | 297 | −3.9% |
| Premiums filed | $174,811 | $169,258 | not comparable |
| Broker commissions + fees | $197,039 | $177,450 | −9.9% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Intercare Community Health Network Employee Benefit Plan#501 · insurance, general assets | March 31, 2025 | September 4, 2025 | before deadline | 297 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Intercare Community Health Network pay in health insurance broker commissions in 2024?
Intercare Community Health Network's 2024 Form 5500 reports $177,450 in broker commissions and fees across 13 insurance contracts ($132,589 in commissions, $44,861 in fees), with James Alton receiving the largest share.
Is Intercare Community Health Network's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Priority Health.
How does Intercare Community Health Network's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Intercare Community Health Network because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.